16 E 20th St, Covington, KY 41014 Property Records

Kenton County property record for 16 E 20th St, Covington, KY 41014 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1904
Square Footage1,122 sqft Finished Area
Lot Size1,240 sqft (0.028 acres)
Last Sale$36,000 (2017)
Tax Bill$898.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-14-18-015.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,122 sqft Finished Area
Gross Area1,188 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area1,240 sqft (0.028 acres)
Depth X Width50 ft x 24.8 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address16 E 20TH ST
CityCOVINGTON
StateKY
Zip41014-1204
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWOLF & CO PT LOT 83 24.75'X 50' E PT LOT 83 NS 20TH ST 155.25' E MADISON AVE
Legal SubdivisionWOLF & CO
Legal Lot Number83
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2009
Census Tract60900

Owner

Source: Kenton County records · APN 055-14-18-015.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1640 DUNCAN RD, FRANKFORT, KY 40601-8232
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2023Deed of Trust, Mortgage · Commercial Mortgage
COMMUNITY TRUST BANK INC
Sep 24, 2018Warranty Deed, Transfer · Line of Credit
COMMUNITY TR BK
Nov 16, 2017Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 16, 2017 · Amount on Record
Deed SaleNov 16, 2017 · Amount on Record
Prior SaleDec 14, 2016 · Amount on Record
Deed Doc Number201711 16 059 00142
Deed Book / Page6296 / 20
Prior Transfer DateMay 12, 2005
Prior Transfer Doc0005900022
Record RefreshedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address16 E 20TH ST, COVINGTON, KY 41014-1204
Transaction TypeMortgage
Record UpdatedJan 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address756 MARY LANE EXT, SOUTH LEBANON, OH 45065-1108

Mortgage

Document Number0005900148
DateDec 27, 2023
Book PageKCM 516/694
Instrument23122705900148
Lender
NameCOMMUNITY TRUST BANK INC
TypeBank
AddressFRANKFORT, KY 40601
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term238 Months
DueOct 25, 2043
Interest
Rate TypeAdjustable Rate

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 24, 2018
Property Address16 E 20TH ST, COVINGTON, KY 41014-1204
Document Number0000000265
Book / Page0C6507 / 000283
Instrument DateSep 14, 2018
Instrument265
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$49.90
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1640 DUNCAN RD FRANKFORT KY 406018232, FRANKFORT, KY 40601-8232

Mortgage

Document Number266
DateSep 24, 2018
Book Page0C6507/000286
Instrument266
Lender
NameCOMMUNITY TR BK
TypeBank
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 23, 2038
Interest
Rate TypeAdjustable Rate

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 16, 2017
Property Address16 E 20TH ST, COVINGTON, KY 41014-1204
Document Number0000000142
Book / Page0C6296 / 000020
Instrument DateNov 13, 2017
Instrument142
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title Company360 AMERICAN TITLE SERVICES

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2832 MACK RD FAIRFIELD OH 450145130, FAIRFIELD, OH 45014-5130

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$898.00 (-0.55%)$67,800 (-) Land $5,000 Building $62,800$67,800 (-) Land $5,000 Building $62,800
2023$903.00$67,800 Land $5,000 Building $62,800$67,800 Land $5,000 Building $62,800

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