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14 E 20th St, Covington, KY 41014 Property Records

Kenton County property record for 14 E 20th St, Covington, KY 41014 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1904
Square Footage1,079 sqft Finished Area
Lot Size1,090 sqft (0.025 acres)
Last Sale$55,000 (2021)
Tax Bill$1,029.00 (2025)

Property Details

APN / Parcel Number

Primary APN055-14-18-016.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,079 sqft Finished Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area1,090 sqft (0.025 acres)
Depth X Width50 ft x 21.8 ft Depth x Width

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address14 E 20TH ST
CityCOVINGTON
StateKY
Zip41014-1204
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWOLF & CO PT LOT 83 21.75'X 50' N 20TH 133.5' E MADISON
Legal SubdivisionWOLF & CO
Legal Lot Number83
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2009
Census Tract60900

Owner

Source: Kenton County records · APN 055-14-18-016.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1706 HIGHLAND AVE, CINCINNATI, OH 45202-6808
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2026Deed of Trust, Mortgage · Line of Credit
CIVISTA BANK
Sep 01, 2021Quit Claim Deed, Transfer · Commercial Mortgage
CIVISTA BANK
Oct 22, 2020Warranty Deed, Transfer · Conventional Mortgage
WRIGHT-PATT CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2021 · Amount on Record
Deed SaleSep 01, 2021 · Amount on Record
Prior SaleOct 22, 2020 · Amount on Record
Deed Doc Number20215900198
Deed Book / Page115 / 111
Prior Transfer DateJan 21, 2015
Prior Transfer Doc0005900253
Record RefreshedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address14 E 20TH ST, COVINGTON, KY 41014-1204
Transaction TypeMortgage
Record UpdatedFeb 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1706 HIGHLAND AVE, CINCINNATI, OH 45202-6808

Mortgage

Document Number0000002577
DateFeb 09, 2026
Book Page732/604
Instrument26059000002577
Lender
NameCIVISTA BANK
TypeBank
AddressSANDUSKY, OH 44870
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 04, 2036
Interest
Rate TypeAdjustable Rate

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateSep 01, 2021
Property Address14 E 20TH ST, COVINGTON, KY 41014-1204
Document Number0005900198
Book / Page115 / 111
Instrument DateAug 25, 2021
Instrument21090105900198
Transaction TypeTransfer
Record UpdatedJun 01, 2023
Title CompanyQUEEN CITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1706 HIGHLAND AVE, CINCINNATI, OH 45202-6808

Transferred To (Grantee/Buyer)

NameVerified Name
Address1706 HIGHLAND AVE, CINCINNATI, OH 45202-6808

Mortgage

Document Number0005900199
DateSep 01, 2021
Book Page266/70
Instrument21090105900199
Lender
NameCIVISTA BANK
TypeBank
AddressSANDUSKY, OH 44870
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueAug 25, 2031
Interest
Rate TypeAdjustable Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 22, 2020
Property Address14 E 20TH ST, COVINGTON, KY 41014-1204
Document Number0000000043
Book / Page000050 / 000906
Instrument DateOct 16, 2020
Instrument43
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$51.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address142 CASAGRANDE ST FORT THOMAS KY 410751197, FORT THOMAS, KY 41075-1197

Mortgage

Document NumberM1140855
DateOct 22, 2020
Book Page00M114/000855
Lender
NameWRIGHT-PATT CU
TypeCredit Union
AddressBEAVERCREEK, OH 45431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 21, 2050

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,029.00 (-0.48%)$77,700 (-) Land $5,000 Building $72,700$77,700 (-) Land $5,000 Building $72,700
2023$1,034.00$77,700 Land $5,000 Building $72,700$77,700 Land $5,000 Building $72,700

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