Essex County and Millburn Township property record for 12 Duncan St, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 2,190 sqft · built 1920 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,000 (Dec 1993) |
| Tax Bill | $15,736 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01210-0000-00014 |
| Primary APN | 12-01210-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,190 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 12 DUNCAN ST |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X125 |
| Legal Block | 1210 |
| Legal Lot Number | 14 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20300 |
12 Duncan St is owned and occupied by two individuals who bought it in December 1993.
Source: Essex County and Millburn Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 DUNCAN ST, MILLBURN, NJ 07041-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2022 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Dec 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FIN'L LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 1993 · Amount on File |
| Deed Sale | Dec 20, 1993 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 12 DUNCAN ST, MILLBURN, NJ 07041-1204 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000062500 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 2022062500 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 12 DUNCAN ST, MILLBURN, NJ 07041-1204 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021067350 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021067350 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 12 DUNCAN ST, MILLBURN, NJ 07041-1204 |
| Document Number | 0000111650 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 DUNCAN ST MILLBURN NJ 070411204, MILLBURN, NJ 07041-1204 |
| Document Number | 0000111650 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 111650 |
| Name | NEW PENN FIN'L LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 27, 2048 |
The 2025 property tax bill for 12 Duncan St was $15,736, up 1.9% from the year before.
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $779,400 (-) Land $474,600 Building $304,800 | $779,400 (-) Land $474,600 Building $304,800 | |
| 2025 | $15,736.00 (+1.87%) | $779,400 Land $474,600 Building $304,800 | $779,400 Land $474,600 Building $304,800 |
| 2024 | $15,447.00 | ||
| 2023 | $779,400 Land $474,600 Building $304,800 | $779,400 Land $474,600 Building $304,800 | |
| 2022 | $15,143.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Duncan St in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 51 (1978–2023) |
| Claims Outside the SFHA | 27 of 51 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Duncan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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