16 Downing Way, Madison, CT 06443 Property Records

Madison Town property record for 16 Downing Way, Madison, CT 06443

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,476 sqft · built 1979
Owner	2 Individual Names on Record
Last Sale	$172,000 (Nov 1998)
Tax Bill	$8,039 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MADI M:32 B:1 U:16D`

Property Details

APN / Parcel Number

Primary APN	`MADI M:32 B:1 U:16D`
Alternative APNs	`00194500` `194500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
Gross Area	3,316 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	194500
Street Address	16 DOWNING WAY
City	MADISON
State	CT
Zip	06443-3447
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2
Legal Subdivision	WINDERMERE
Legal Block	1
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1002
Census Tract	194101

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 DOWNING WAY, MADISON, CT 06443-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Oct 2, 2017	Deed of Trust, Mortgage CITIZENS BANK
Feb 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 1998 · Amount on Record
Deed Sale	Nov 13, 1998 · Amount on Record
Deed Book / Page	825 / 130
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	16 DOWNING WAY, MADISON, CT 06443-3447
Transaction Type	Mortgage
Record Updated	May 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2211-54
Date	Apr 28, 2021
Book Page	2211/54
Instrument	1618

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	16 DOWNING WAY, MADISON, CT 06443-3447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2040-94
Date	Oct 2, 2017
Book Page	2040/94

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2042

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	16 DOWNING WAY, MADISON, CT 06443-3447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2132-236
Date	Feb 18, 2020
Book Page	2132/236
Instrument	348

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,039.00 (+2.81%)	$348,600 (-) Building $340,600	$576,116 (+136.09%)
2025	$7,819.00	$348,600 (+47.4%) Building $348,600	$244,020 Building $244,020
2024	$7,819.00 (+10.31%)
2023	$7,088.00 (+1.91%)	$236,500 (-) Building $236,500
2022	$6,955.00	$236,500 Building $236,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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