16 Cutts Rd, Durham, NH 03824 Property Records

Strafford County and Durham Town property record for 16 Cutts Rd, Durham, NH 03824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,532 sqft · built 1978
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Aug 2019)
Tax Bill	$11,131 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DRHM M:118 L:17`

Property Details

APN / Parcel Number

Primary APN	`DRHM M:118 L:17`
Alternative APN	`2794`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	1,532 sqft
Basement Area	288 sqft
Unfinished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	2794
Street Address	16 CUTTS RD
City	DURHAM
State	NH
Zip	03824-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	1
Legal Lot Number	17
Jurisdiction	DURHAM TOWN NH
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1018
Census Tract	80100

Owner

16 Cutts Rd is owned by an individual who bought it in August 2019.

Source: Strafford County and Durham Town records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 3358, COVINA, CA 91722-5358
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Apr 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Dec 10, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Aug 22, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Prior Sale	May 26, 2009 · Amount on File
Deed Document Number	201911229
Deed Book / Page	4682 / 197
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM TOWN NH
Recording Date	Jul 14, 2026
Property Address	16 CUTTS RD, DURHAM, NH 03824-3101
Document Number	0000009092
Book / Page	5370 / 769
Instrument Date	Jul 9, 2026
Instrument	20269092
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CUTTS RD, DURHAM, NH 03824-3101

Mortgage

Document Number	0000009092,
Date	Jul 14, 2026
Book Page	5370/769
Instrument	20269092

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM TOWN NH
Property Address	16 CUTTS RD, DURHAM, NH 03824-3101
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005026-877
Date	Apr 25, 2022
Book Page	5026/877
Instrument	220006286

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM TOWN NH
Property Address	16 CUTTS RD, DURHAM, NH 03824-3101
Document Number	0048450431
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 CUTTS RD DURHAM NH 038243101, DURHAM, NH 03824-3101

Mortgage

Document Number	0048450431
Date	Dec 16, 2020
Book Page	004845/000431
Instrument	22337

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM TOWN NH
Recording Date	Aug 22, 2019
Property Address	16 CUTTS RD, DURHAM, NH 03824-3101
Document Number	0046820197
Book / Page	004682 / 000197
Instrument Date	Aug 21, 2019
Instrument	11229
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,425.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 WILNER ST KITTERY ME 039041362, KITTERY, ME 03904-1362

Mortgage

Document Number	46820198
Date	Aug 22, 2019
Book Page	004682/000198
Instrument	11230

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16 Cutts Rd was $11,131, up 16.2% from the year before.

Source: Strafford County and Durham Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
County Subdivision	Durham Town
Unified School District	Oyster River Cooperative School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,131.00 (+16.17%)	$589,900 (+25.16%) Land $295,000 Building $294,900
2024	$9,582.00	$471,300 Land $204,900 Building $266,400
2023			$483,550
2022	$7,759.00	$267,200 Land $115,600 Building $151,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Cutts Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Cutts Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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