13 Cutts Rd, Durham, NH 03824 Property Records

Strafford County and Durham Town property record for 13 Cutts Rd, Durham, NH 03824

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,652 sqft · built 1972
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Jul 2018)
Tax Bill	$12,930 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRHM M:118 L:28`

Property Details

APN / Parcel Number

Primary APN	`DRHM M:118 L:28`
Alternative APN	`5025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,652 sqft Living Area
Gross Area	4,420 sqft
1st Floor Area	1,560 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,064 sqft (1.31 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5025
Street Address	13 CUTTS RD
City	DURHAM
State	NH
Zip	03824-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	1
Legal Lot Number	28
Jurisdiction	DURHAM TOWN NH
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1020
Census Tract	80100

Owner

13 Cutts Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Strafford County and Durham Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 CUTTS RD, DURHAM, NH 03824-3102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG FIN'L
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Jun 29, 2016 · Amount on File
Deed Document Number	20188888
Deed Book / Page	4580 / 644
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM TOWN NH
Property Address	13 CUTTS RD, DURHAM, NH 03824-3102
Document Number	0048450152
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 CUTTS RD DURHAM NH 038243102, DURHAM, NH 03824-3102

Mortgage

Document Number	0048450152
Date	Dec 15, 2020
Book Page	004845/000152
Instrument	22287

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM TOWN NH
Recording Date	Jul 2, 2018
Property Address	13 CUTTS RD, DURHAM, NH 03824-3102
Document Number	0045800644
Book / Page	004580 / 000644
Instrument Date	May 1, 2018
Instrument	8888
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	UNITED SHORE FINANCIAL SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 FORDS LANDING DR DOVER NH 038204552, DOVER, NH 03820-4552

Mortgage

Document Number	45800647
Date	Jul 2, 2018
Book Page	004580/000647
Instrument	8889

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13 Cutts Rd was $12,930, up 12.9% from the year before.

Source: Strafford County and Durham Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
County Subdivision	Durham Town
Unified School District	Oyster River Cooperative School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,930.00 (+12.91%)	$685,200 (+21.64%) Land $303,700 Building $381,500
2024	$11,452.00	$563,300 Land $209,600 Building $353,700
2023			$647,140
2022	$11,729.00	$403,900 Land $140,100 Building $263,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Cutts Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Cutts Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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