Saratoga County and Northumberland Town property record for 16 Cramer Path, Gansevoort, NY 12831
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,676 sqft · built 1988 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,738 (2025) |
| Deeds & Mortgages | May 2022 Refinance Jun 2019 Mortgage |
| APN | 414600 129.19-1-5 |
| Primary APN | 414600 129.19-1-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,676 sqft Living Area |
| 1st Floor Area | 948 sqft |
| 2nd Floor Area | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 239 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 272 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 5 J01507 |
|---|---|
| Street Address | 16 CRAMER PATH |
| City | GANSEVOORT |
| State | NY |
| Zip | 12831-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 16 |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | NORTHUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 60800 |
Source: Saratoga County and Northumberland Town records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 CRAMER PATH, GANSEVOORT, NY 12831-2445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK |
| Jun 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 17, 2009 |
| Transfer Doc | 0020090000023921 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 16 CRAMER PATH, GANSEVOORT, NY 12831-2445 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000017730 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022017730 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 16 CRAMER PATH, GANSEVOORT, NY 12831-2445 |
| Document Number | 0000023843 |
| Instrument Date | Jun 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 16 CRAMER PATH GANSEVOORT NY 128312445, GANSEVOORT, NY 12831-2445 |
| Document Number | 0000023843 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 23843 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2049 |
Source: Saratoga County and Northumberland Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Northumberland Town |
| Unified School District | Schuylerville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,738.00 | $197,100 (-) Land $48,500 Building $148,600 | $351,964 (+12.5%) Land $86,607 Building $265,357 |
| 2023 | $197,100 Land $48,500 Building $148,600 | $312,857 Land $76,984 Building $235,873 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1996–2019) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TERREL HILLS SUBDIVISION private · serves 800 people · EPA ID NY4511623 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 68 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
4G LTE (outdoors only), no 5G reported
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