15 Cramer Path, Gansevoort, NY 12831 Property Records

Saratoga County and Northumberland Town property record for 15 Cramer Path, Gansevoort, NY 12831

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,676 sqft · built 1989
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Apr 2003)
Tax Bill	$5,767 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jun 2020 Loan Modification + 1 more
APN	`414600 129.19-1-59`

Property Details

APN / Parcel Number

Primary APN	`414600 129.19-1-59`
Alternative APNs	`460012901900010590000000` `5 J01561`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,676 sqft Living Area
1st Floor Area	948 sqft
2nd Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	187 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	5 J01561
Street Address	15 CRAMER PATH
City	GANSEVOORT
State	NY
Zip	12831-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 15
Legal Block	1
Legal Lot Number	59.000
Jurisdiction	SARATOGA NY
Township / Civil Division	NORTHUMBERLAND
Census Block Group	1
Census Block	1006
Census Tract	60800

Owner

Source: Saratoga County and Northumberland Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 CRAMER PATH, GANSEVOORT, NY 12831-2446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Line of Credit BROADVIEW FEDERAL CREDIT UNION
Jun 25, 2020	Loan Modification, Mortgage · Conventional Mortgage SEFCU
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2003 · Amount on Record
Deed Sale	Apr 14, 2003 · Amount on Record
Deed Book / Page	1642 / 666
Last Transfer Date	Mar 4, 2005
Transfer Doc	0017130299
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	15 CRAMER PATH, GANSEVOORT, NY 12831-2446
Transaction Type	Mortgage
Record Updated	Mar 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005293
Date	Feb 21, 2023
Instrument	2023005293

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	15 CRAMER PATH, GANSEVOORT, NY 12831-2446
Document Number	0000017429
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CRAMER PATH GANSEVOORT NY 128312446, GANSEVOORT, NY 12831-2446

Mortgage

Document Number	0000017429
Date	Jul 9, 2020
Instrument	17429

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 8, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	15 CRAMER PATH, GANSEVOORT, NY 12831-2446
Document Number	0000017428
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CRAMER PATH GANSEVOORT NY 128312446, GANSEVOORT, NY 12831-2446

Mortgage

Document Number	0000017428
Date	Jul 9, 2020
Instrument	17428

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 8, 2035

Tax Assessment & Valuation

Source: Saratoga County and Northumberland Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Northumberland Town
Unified School District	Schuylerville Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,767.00	$198,100 (-) Land $49,000 Building $149,100	$353,750 (+12.5%) Land $87,500 Building $266,250
2023		$198,100 Land $49,000 Building $149,100	$314,444 Land $77,778 Building $236,666

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2019)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 98.9% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TERREL HILLS SUBDIVISION private · serves 800 people · EPA ID NY4511623
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	68 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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