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16 Cove Ln, Eustis, FL 32726 Property Records

Lake County property record for 16 Cove Ln, Eustis, FL 32726 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage985 sqft Living Area
Lot Size4,545 sqft (0.104 acres)
OccupancyOwner Occupied
Last Sale$135,000 (2020)
Tax Bill$1,371.00 (2024)

Property Details

APN / Parcel Number

Primary APN23-19-26-0230-000-03800
Alternative APNs
  • 261923023000003800
  • 2674091

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area985 sqft Living Area
Gross Area1,175 sqft Gross Area
1st Floor985 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2022
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area4,545 sqft (0.104 acres)
Depth X Width127 ft x 35 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area400 sqft Garage
CarportCarport
Carport Area400 sqft Carport
Porch Area190 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2674091
Street Address16 COVE LN
CityEUSTIS
StateFL
Zip32726-7313
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEUSTIS LAKE WOODWARD COVE PHASE II LOT 38 PB 26 PG 29 ORB 5508 PG 797 ORB 6490 PG 1192
Legal Range26E
Legal Township19S
Legal Section23
Legal SubdivisionEUSTIS LAKE WOODWARD COVE PHASE II
Legal Tract0230
Legal Lot Number38
JurisdictionLAKE FL
Minor Civil DivisionEUSTIS
Census Blockgroup2
Census Block2032
Census Tract30208

Owner

Source: Lake County records · APN 23-19-26-0230-000-03800

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16 COVE LN, EUSTIS, FL 32726-7313
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 22, 2020Warranty Deed, Transfer · Conventional Mortgage
CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2020 · Amount on Record
Deed SaleJul 22, 2020 · Amount on Record
Prior SaleJun 09, 2016 · Amount on Record
Deed Doc Number202078179
Deed Book / Page5508 / 797
Last Transfer DateAug 09, 2024
Transfer Doc0064901192
Record RefreshedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE FL
Recording DateJul 16, 2026
Property Address16 COVE LN, EUSTIS, FL 32726-7313
Document Number0000087314
Book / Page6777 / 607
Instrument DateJun 12, 2026
Instrument202687314
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 COVE LN, EUSTIS, FL 32726-7316

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 22, 2020
Property Address16 COVE LN, EUSTIS, FL 32726-7313
Document Number0055080797
Book / Page5508 / 797
Map ReferenceMB 26 PG 29
Instrument DateJul 17, 2020
Instrument2020078179
Transaction TypeTransfer
Record UpdatedJan 11, 2022
Title CompanyTRADITIONS T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address11231 WINDSOR PLACE CIR, 11231, TAMPA, FL 33626-2688

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address46 COVE LN, EUSTIS, FL 32726-7316

Mortgage

Document Number0005508799
DateJul 22, 2020
Instrument5508/799
Lender
NameCITIZENS FIRST BANK INC
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050
Interest
Rate TypeAdjustable Rate
Rate4.19%
Type Change DateAug 01, 2027
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change6.19%
Index1-Year LIBOR
Max Rate9.19%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityEustis City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$116,880 (+2.9%)$150,207 (-) Land $32,000 Building $118,207
2025$113,590 (+5.98%) Land $32,000 Building $81,590$150,207 (+2.77%) Land $32,000 Building $118,207
2024$1,371.00 (+5.62%)
2023$1,298.00 (+3.02%) Homeowner's exemption$107,180 (+3%)$146,163 (+2.81%) Land $32,000 Building $114,163
2022$1,260.00 Homeowner's exemption$104,060$142,163 Land $28,000 Building $114,163

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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