12 Cove Ln, Eustis, FL 32726 Property Records

Lake County property record for 12 Cove Ln, Eustis, FL 32726 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,042 sqft Living Area
Lot Size3,448 sqft (0.079 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2021)
Tax Bill$2,460.00 (2024)

Property Details

APN / Parcel Number

Primary APN23-19-26-0241-000-04000
Alternative APNs
  • 261923024100004000
  • 2807890

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,042 sqft Living Area
Gross Area1,194 sqft Gross Area
1st Floor1,042 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2022
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area3,448 sqft (0.079 acres)
Depth X Width137 ft x 25 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area400 sqft Garage
CarportCarport
Carport Area400 sqft Carport
Deck AreaDeck Area
Porch Area496 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2807890
Street Address12 COVE LN
CityEUSTIS
StateFL
Zip32726-7313
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEUSTIS LAKE WOODWARD COVE PHASE IV LOT 40 PB 27 PG 79 ORB 5816 PG 1696
Legal Range26E
Legal Township19S
Legal Section23
Legal SubdivisionEUSTIS LAKE WOODWARD COVE PHASE IV
Legal Tract0241
Legal Lot Number40
JurisdictionLAKE FL
Minor Civil DivisionEUSTIS
Census Blockgroup2
Census Block2032
Census Tract30208

Owner

Source: Lake County records · APN 23-19-26-0241-000-04000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 COVE LN, EUSTIS, FL 32726-7313
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERIFIRST FINANCIAL CORP
Apr 08, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2021 · Amount on Record
Deed SaleOct 18, 2021 · Amount on Record
Prior SaleJun 17, 2004 · Amount on Record
Deed Doc Number2021143379
Deed Book / Page5816 / 1696
Last Transfer DateJan 30, 2026
Transfer Doc0066760011
Record RefreshedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 18, 2021
Property Address12 COVE LN, EUSTIS, FL 32726-7313
Document Number0058161696
Book / Page5816 / 1696
Map ReferenceMB 27 PG 79
Instrument DateSep 24, 2021
Instrument2021143379
Transaction TypeTransfer
Record UpdatedFeb 05, 2024
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address43996 ELM DR, STERLING HEIGHTS, MI 48313-1186

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 COVE LN, EUSTIS, FL 32726-7313

Mortgage

Document Number0058161699
DateOct 18, 2021
Book Page5816/1699
Instrument2021143381
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address12 COVE LN, EUSTIS, FL 32726-7313
Document Number0054591064
Instrument DateApr 08, 2020
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address12 COVE LN EUSTIS FL 327267313, EUSTIS, FL 32726-7313

Mortgage

Document Number0054591064
DateApr 22, 2020
Book Page005459/001064
Instrument46173
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 21, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityEustis City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$164,893 (-) Land $32,000 Building $132,893$164,893 (-) Land $32,000 Building $132,893
2025$164,893 (+2.56%) Land $32,000 Building $132,893$164,893 (+2.56%) Land $32,000 Building $132,893
2024$2,460.00 (+3.8%)
2023$2,370.00 (+1.41%) Homeowner's exemption$160,780 (+2.55%)$160,780 (+2.55%) Land $32,000 Building $128,780
2022$2,337.00 Homeowner's exemption$156,780$156,780 Land $28,000 Building $128,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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