16 Cooper Ln, Palm Coast, FL 32137 Property Records

Flagler County property record for 16 Cooper Ln, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,542 sqft · built 1973
Lot Size	0.275 acres (12,001 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (May 2017)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7008-00020-0140`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7008-00020-0140`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,542 sqft Heated Area
Gross Area	2,846 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,001 sqft (0.275 acres)
Driveway	Driveway
Driveway Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	16 COOPER LN
City	PALM COAST
State	FL
Zip	32137-8129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB COVE SECTION 8 BLK 2 LOT 14 OR 50 PG 1 OR OR 50 PG 1 OR 90 PG 81 OR 434 PG 1905 OR 565 PG 866 OR 621 PG 1799 OR
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	COUNTRY CLUB COVE
Legal Block	2
Legal Lot Number	14
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1007
Census Tract	60103

Owner

Source: Flagler County records · APN 07-11-31-7008-00020-0140

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	16 COOPER LN, PALM COAST, FL 32137-8129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2017 · Amount on Record
Deed Sale	May 22, 2017 · Amount on Record
Prior Sale	Jul 20, 1998 · Amount on Record
Deed Document Number	2017017988
Deed Book / Page	2206 / 1630
Record Updated	Jun 08, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 22, 2017
Property Address	16 COOPER LN, PALM COAST, FL 32137-8129
Document Number	0022061630
Book / Page	2206 / 1630
Map Reference	MB6 PG28-33
Instrument Date	May 16, 2017
Instrument	2017017988
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	311 S HARLAN ST, 311, YORK, PA 17402-3443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 COOPER LN, PALM COAST, FL 32137-8129

Mortgage

Document Number	2017017989
Date	May 22, 2017
Instrument	2017017989

Lender

Name	SHARPE MORTGAGE LENDING SERVICES OF
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2032

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,838.00 (+6.18%) Homeowner's exemption	$144,300 (+5.99%)	$214,533 (+2.04%) Land $61,500 Building $153,033
2023	$1,731.00 (+1.7%) Homeowner's exemption	$136,148 (+3%)	$210,251 (+17.52%) Land $61,500 Building $148,751
2022	$1,702.00 Homeowner's exemption	$132,183	$178,900 Land $61,500 Building $117,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	364 units insured incl. 314 condo units
Nearby Flood Claims	19 (1982–2022)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Wildfire

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 215 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.