14 Cooper Ln, Palm Coast, FL 32137 Property Records

Flagler County property record for 14 Cooper Ln, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft · built 1973
Lot Size	0.275 acres (12,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Apr 2017)
Tax Bill	$5,753 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7008-00020-0130`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7008-00020-0130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,810 sqft Heated Area
Gross Area	3,078 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,001 sqft (0.275 acres)
Driveway	Driveway
Driveway Area	336 sqft
Pool Type	Enclosed Pool
Pool Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	14 COOPER LN
City	PALM COAST
State	FL
Zip	32137-8129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB COVE SECTION 8 BLOCK 2 LOT 13 OR 49 PG 80 WILL OR 190 PG 395 DC OR 190 PG 402ORDER OF ADMIN OR 190 PG 403 FINAL
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	COUNTRY CLUB COVE
Legal Block	2
Legal Lot Number	13
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1007
Census Tract	60103

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	100 WESTLEE LN, PALM COAST, FL 32164-7752
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Dec 9, 2014 · Amount on Record
Deed Document Number	2017013879
Deed Book / Page	2200 / 0094
Record Updated	Jun 8, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 20, 2017
Property Address	14 COOPER LN, PALM COAST, FL 32137-8129
Document Number	0022000094
Book / Page	2200 / 0094
Map Reference	MB6 PG28-33
Instrument Date	Apr 13, 2017
Instrument	2017013879
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	COVENANT CLOSING & TITLE SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 CLARK LN, 22, PALM COAST, FL 32137-8139

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 COOPER LN, PALM COAST, FL 32137-8129

Mortgage

Document Number	2017013880
Date	Apr 20, 2017
Instrument	2017013880

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,753.00 (+17.77%)	$361,311 (+18.02%) Land $61,500 Building $299,811	$361,311 (+18.02%) Land $61,500 Building $299,811
2023	$4,885.00 (+7.58%)	$306,141 (+11.48%) Land $61,500 Building $244,641	$306,141 (+11.48%) Land $61,500 Building $244,641
2022	$4,541.00	$274,625 Land $61,500 Building $213,125	$274,625 Land $61,500 Building $213,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	364 units insured incl. 314 condo units
Nearby Flood Claims	19 (1982–2022)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20