16 Commonwealth Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 16 Commonwealth Ave, Swampscott, MA 01907

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,314 sqft · built 1900
Lot Size	0.073 acres (3,193 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Dec 2019)
Tax Bill	$8,466 (2026)
Deeds & Mortgages	Aug 2022 Transfer Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`SWAM M:0021 B:0054 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0021 B:0054 L:0`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,314 sqft Living Area
Gross Area	4,240 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,193 sqft (0.073 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	16 COMMONWEALTH AVE
City	SWAMPSCOTT
State	MA
Zip	01907-2656
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A4
Legal Block	54
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	2
Census Block	2000
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	101 GREAT RD, 184, BEDFORD, MA 01730-2715
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 18, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Apr 25, 2018	Quit Claim Deed, Transfer QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Prior Sale	Apr 25, 2018
Deed Document Number	2019608405
Last Transfer Date	Aug 5, 2022
Transfer Doc	0000638424
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Aug 8, 2022
Property Address	16 COMMONWEALTH AVE, SWAMPSCOTT, MA 01907-2656
Document Number	0000638424
Instrument Date	Aug 5, 2022
Instrument	638424
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 GREAT RD # 184, 184, BEDFORD, MA 01730-2715

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Dec 18, 2019
Property Address	16 COMMONWEALTH AVE, SWAMPSCOTT, MA 01907-2656
Document Number	0000608405
Instrument Date	Dec 18, 2019
Instrument	608405
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 COMMONWEALTH AVE, SWAMPSCOTT, MA 01907-2656

Mortgage

Document Number	0000608406
Date	Dec 18, 2019
Instrument	608406

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Apr 25, 2018
Property Address	16 COMMONWEALTH AVE, SWAMPSCOTT, MA 01907-2656
Document Number	0000592101
Instrument	592101
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$72.78
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 COMMONWEALTH AVE, SWAMPSCOTT, MA 01907-2656

Mortgage

Document Number	0000592102
Date	Apr 25, 2018
Instrument	592102

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,466.00 (+4.16%)	$705,500 (-0.44%) Land $312,300 Building $393,200	$774,273
2025	$8,128.00 (+6.71%)	$708,600 (+9.22%) Land $312,300 Building $396,300
2023	$7,617.00	$648,800 Land $266,600 Building $382,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 90 individual policies
Nearby Flood Policies	154 units insured incl. 64 condo units
Nearby Flood Claims	122 (1978–2025)
Claims Outside the SFHA	68 of 122
Most Recent Claim	Sep 2025
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 12 claims Coastal Storm, Oct 1991 · 23 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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