Essex County and Swampscott Town property record for 12 Commonwealth Ave, #2, Swampscott, MA 01907
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1 ba · 1,675 sqft · built 1930 |
| Lot Size | 0.088 acres (3,843 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,088 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | SWAM M:0021 B:0048 L:2 |
| Primary APN | SWAM M:0021 B:0048 L:2 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,675 sqft Living Area |
| Gross Area | 2,318 sqft |
| Basement Area | 748 sqft |
| Finished Basement | 374 sqft |
| Unfinished Basement | 374 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,843 sqft (0.088 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 12 COMMONWEALTH AVE, 2 |
|---|---|
| City | SWAMPSCOTT |
| State | MA |
| Zip | 01907-2615 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | A4 |
| Legal Block | 48 |
| Legal Lot Number | 2 |
| Jurisdiction | SWAMPSCOTT MA |
| Township / Civil Division | SWAMPSCOTT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 202200 |
12 Commonwealth Ave, #2 is owned and occupied by two individuals.
Source: Essex County and Swampscott Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 COMMONWEALTH AVE, 2, SWAMPSCOTT, MA 01907-2615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 12 Commonwealth Ave, #2 was $5,088, up 9.3% from the year before.
Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Swampscott Town |
| Unified School District | Swampscott School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,088.00 (+9.25%) | $424,000 (+4.43%) Building $424,000 | $596,449 (-27.61%) |
| 2025 | $4,657.00 | $406,000 Building $406,000 | $823,935 |
| 2023 | $4,093.00 | $348,600 Building $348,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Commonwealth Ave, #2 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 90 individual policies |
| Nearby Flood Policies | 154 units insured incl. 64 condo units |
| Nearby Flood Claims | 122 (1978–2025) |
| Claims Outside the SFHA | 68 of 122 |
| Most Recent Claim | Sep 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Commonwealth Ave, #2 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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