Williamsburg City property record for 16 Cole Ln, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,712 sqft · built 1984 |
| Lot Size | 0.451 acres (19,689 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Jul 2019) |
| Tax Bill | $4,690 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 552-(05)-00-022 |
| Primary APN | 552-(05)-00-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,712 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | EIFS / Synthetic Stucco |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 19,689 sqft (0.451 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 16 COLE LN |
|---|---|
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 (SINGLE-FAMILY DWELL |
| Legal Description | RICHNECK HEIGHTS SEC 2 LOT 22 |
| Legal Subdivision | RICHNECK HEIGHTS |
| Legal Lot Number | 22 |
| Jurisdiction | WILLIAMSBURG CITY VA |
| Township / Civil Division | WILLIAMSBURG |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 370100 |
Source: Williamsburg City records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 16 COLE LN, WILLIAMSBURG, VA 23185-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Construction Mortgage OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on Record |
| Deed Sale | Jul 3, 2019 · Amount on Record |
| Prior Sale | Jul 29, 2005 · Amount on Record |
| Deed Document Number | 193237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSBURG CITY VA |
| Recording Date | Sep 1, 2026 |
| Property Address | 16 COLE LN, WILLIAMSBURG, VA 23185-3314 |
| Document Number | 0000002889 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 20262889 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 16 COLE LN, WILLIAMSBURG, VA 23185-3314 |
| Document Number | 0000002889, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 20262889 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 1, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSBURG CITY VA |
| Property Address | 16 COLE LN, WILLIAMSBURG, VA 23185-3314 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000215462 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 215462 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSBURG CITY VA |
| Recording Date | Jul 3, 2019 |
| Property Address | 16 COLE LN, WILLIAMSBURG, VA 23185-3314 |
| Document Number | 0000193237 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 193237 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2022 |
| Title Company | VIRGINIA HOME TITLE AND SETTLEMENT, VIRGINIA HOME TITLE & STLMNT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 COLE LN, WILLIAMSBURG, VA 23185-3314 |
| Document Number | 0000193238 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 193238 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Williamsburg City assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Williamsburg City |
| Unified School District | Williamsburg City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,690.00 (+8.94%) | $756,500 (+8.93%) Land $129,900 Building $626,600 | $756,500 (+8.93%) Land $129,900 Building $626,600 |
| 2023 | $4,305.00 | $694,500 Land $129,900 Building $564,600 | $694,500 Land $129,900 Building $564,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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