Williamsburg City property record for 5 Cole Ln, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,050 sqft · built 1960 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,150 (2025) |
| Deeds & Mortgages | Nov 2025 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 552-(05)-00-027 |
| Primary APN | 552-(05)-00-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,050 sqft Living Area |
| Basement Area | 1,417 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Brick |
| Roof Material | Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5 COLE LN |
|---|---|
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-3313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 (SINGLE-FAMILY DWELL |
| Legal Description | RICHNECK HEIGHTS SEC 2 LOT 27 |
| Legal Subdivision | RICHNECK HEIGHTS |
| Legal Lot Number | 27 |
| Jurisdiction | WILLIAMSBURG CITY VA |
| Township / Civil Division | WILLIAMSBURG |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 370100 |
5 Cole Ln is owner-occupied and held in a trust since September 2007.
Source: Williamsburg City records, as of January 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5 COLE LN, WILLIAMSBURG, VA 23185-3313 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2007 |
| Deed Sale | Sep 6, 2007 |
| Deed Document Number | 072363 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSBURG CITY VA |
| Property Address | 5 COLE LN, WILLIAMSBURG, VA 23185-3313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 5 COLE LN, WILLIAMSBURG, VA 23185-3313 |
| Document Number | 0202503812 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 202503812 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 921 Months |
| Due | Aug 21, 2102 |
The 2025 property tax bill for 5 Cole Ln was $5,150.
Source: Williamsburg City assessment roll, as of June 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Williamsburg City |
| Unified School District | Williamsburg City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,150.00 | $830,800 Land $126,300 Building $704,500 | $830,800 Land $126,300 Building $704,500 |
| 2023 | $4,599.00 | $741,900 Land $126,300 Building $615,600 | $741,900 Land $126,300 Building $615,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Cole Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Cole Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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