16 Cobblestone Ln, Belmont, CA 94002 Property Records

San Mateo County property record for 16 Cobblestone Ln, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,090 sqft · built 1979
Lot Size	0.063 acres (2,734 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,000,000 (May 2022)
Tax Bill	$26,379 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`044-221-420`

Property Details

APN / Parcel Number

Primary APN	`044-221-420`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,090 sqft Living Area
Gross Area	2,590 sqft
1st Floor Area	1,080 sqft
2nd Floor Area	1,010 sqft
Basement Area	500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Material	Wood Shingle
Lot Area	2,734 sqft (0.063 acres)
Lot Dimensions	61 ft deep x 48 ft wide
Garage Type	Basement
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16 COBBLESTONE LN
City	BELMONT
State	CA
Zip	94002-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1000B
Legal Description	LOT 28 ANTIQUE FOREST HOMES RSM 96/6-8
Legal Subdivision	ANTIQUE FOREST HOMES
Legal Lot Number	28
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3001
Census Tract	608700

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 COBBLESTONE LN, BELMONT, CA 94002-2310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Grant Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Mar 12, 2018	Deed of Trust, Mortgage · Line of Credit WFB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Deed Document Number	202238189
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 6, 2022
Property Address	16 COBBLESTONE LN, BELMONT, CA 94002-2310
Document Number	0000038189
Map Reference	MB 96 PG 6-9
Instrument Date	Apr 28, 2022
Instrument	2022-038189
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16 COBBLESTONE LN, BELMONT, CA 94002-2310

Mortgage

Document Number	0000038190
Date	May 6, 2022
Instrument	2022-038190

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	16 COBBLESTONE LN, BELMONT, CA 94002-2310
Document Number	0000021399
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 COBBLESTONE LN BELMONT CA 940022310, BELMONT, CA 94002-2310

Mortgage

Document Number	0000021399
Date	Mar 22, 2018
Instrument	21399

Lender

Name	WFB NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,050,000 (-3.41%) Land $1,025,000 Building $1,025,000
2025	$26,379.00 (+9.97%) Homeowner's exemption	$2,122,416 (+4.04%) Land $1,061,208 Building $1,061,208
2023	$23,987.00 (+178.34%) Homeowner's exemption	$2,040,000 Land $1,020,000 Building $1,020,000	$1,565,910
2022	$8,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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