San Mateo County property record for 10 Cobblestone Ln, Belmont, CA 94002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,890 sqft · built 1979 |
| Lot Size | 0.061 acres (2,654 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $733,000 (Feb 2011) |
| Tax Bill | $12,442 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-221-450 |
| Primary APN | 044-221-450 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,890 sqft Living Area |
| Gross Area | 2,390 sqft |
| 1st Floor Area | 1,010 sqft |
| 2nd Floor Area | 880 sqft |
| Basement Area | 500 sqft |
| Family Room | Family Room |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 2,654 sqft (0.061 acres) |
| Garage Type | Basement |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10 COBBLESTONE LN |
|---|---|
| City | BELMONT |
| State | CA |
| Zip | 94002-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1000B |
| Legal Description | LOT 31 ANTIQUE FOREST HOMES RSM 96/6-8 |
| Legal Subdivision | ANTIQUE FOREST HOMES |
| Legal Lot Number | 31 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 608700 |
10 Cobblestone Ln is owner-occupied and held in a trust since February 2011.
Source: San Mateo County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10 COBBLESTONE LN, BELMONT, CA 94002-2310 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 23, 2025 | Intrafamily Transfer, Transfer |
| Nov 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2011 · Amount on File |
| Deed Sale | Feb 25, 2011 · Amount on File |
| Deed Document Number | 201123549 |
| Prior Transfer Date | Feb 27, 1997 |
| Prior Transfer Doc | 0000026281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Dec 23, 2025 |
| Property Address | 10 COBBLESTONE LN, BELMONT, CA 94002-2310 |
| Document Number | 0000070760 |
| Map Reference | MB 96 PG 6-9 |
| Instrument Date | Dec 14, 2025 |
| Instrument | 2025-070760 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 COBBLESTONE LN, BELMONT, CA 94002-2310 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 10 COBBLESTONE LN, BELMONT, CA 94002-2310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000099307 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 2019-099307 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 10 COBBLESTONE LN, BELMONT, CA 94002-2310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 10 COBBLESTONE LN, BELMONT, CA 94002-2310 |
| Document Number | 0000118682 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020-118682 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 10 Cobblestone Ln was $12,442, up 1.3% from the year before.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Belmont City |
| County | San Mateo County |
| Elementary School District | Belmont-Redwood Shores Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $957,870 (+2%) Land $478,935 Building $478,935 | ||
| 2025 | $12,442.00 (+1.29%) Homeowner's exemption | $939,090 Land $469,545 Building $469,545 | |
| 2024 | $12,283.00 (+5.17%) | ||
| 2023 | $11,679.00 (+2.35%) Homeowner's exemption | $902,626 Land $451,313 Building $451,313 | $1,382,850 |
| 2022 | $11,411.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Cobblestone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Cobblestone Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Sonic Telecom.
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