16 Cliff St, Arlington, MA 02476 Property Records

Middlesex County and Arlington Town property record for 16 Cliff St, Arlington, MA 02476

Property Summary

Property Type	Condominium
Details	4 bd · 3.5 ba · 4,137 sqft · built 1903
Lot Size	0.371 acres (16,163 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Jun 2016)
Tax Bill	$12,389 (2026)
Deeds & Mortgages	Apr 2021 Refinance Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`210531`

Property Details

APN / Parcel Number

Primary APN	`210531`
Alternative APN	`ARLI M:166.A B:0005 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	4,137 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,163 sqft
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	210531
Street Address	16 CLIFF ST
City	ARLINGTON
State	MA
Zip	02476-5908
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R2
Legal Block	5
Legal Lot Number	1
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	4
Census Block	4012
Census Tract	356602

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 CLIFF ST, ARLINGTON, MA 02476-5908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance LADERA LENDING
Apr 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAMBRIDGE SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2016 · Amount on Record
Deed Sale	Jun 29, 2016 · Amount on Record
Prior Sale	Mar 31, 1994 · Amount on Record
Deed Book / Page	67 / 2
Last Transfer Date	Dec 23, 2020
Transfer Doc	0001875230
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Apr 1, 2021
Property Address	16 CLIFF ST, ARLINGTON, MA 02476-5908
Document Number	0001875230
Instrument Date	Dec 23, 2020
Instrument	1875230
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	16 CLIFF ST, ARLINGTON, MA 02476-5908

Mortgage

Document Number	0001875231
Date	Apr 1, 2021
Instrument	1875231

Lender

Name	LADERA LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	16 CLIFF ST, ARLINGTON, MA 02476-5908
Document Number	0000011386
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CLIFF ST #16 ARLINGTON MA 024765908, 16, ARLINGTON, MA 02476-5908

Mortgage

Document Number	0000011386
Date	Apr 19, 2019
Instrument	11386

Lender

Name	CAMBRIDGE SVGS BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 18, 2029

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,389.00 (+3.12%)	$1,161,100 (+4.09%) Building $1,157,800	$1,186,526 (+0.49%)
2025	$12,014.00 (+4.29%)	$1,115,500 (+2.55%) Building $1,115,500	$1,180,755 (+2.83%)
2024	$11,520.00 (-2.27%)	$1,087,800 (+3.44%) Building $1,087,800	$1,148,265
2023	$11,788.00	$1,051,600 Building $1,051,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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