16 Chippewa Dr, Oswego, IL 60543 Property Records

Kendall County property record for 16 Chippewa Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,496 sqft · built 1989
Lot Size	1.03 acres (45,236 sqft)
Owner	2 Individual Names on File
Last Sale	$540,000 (Mar 2023)
Tax Bill	$12,781 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2022 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-31-477-004`

Property Details

APN / Parcel Number

Primary APN	`03-31-477-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,496 sqft Living Area
Gross Area	4,444 sqft
1st Floor Area	2,496 sqft
Basement Area	1,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	45,236 sqft
Lot Dimensions	216 ft deep x 157 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	16 CHIPPEWA DR
City	OSWEGO
State	IL
Zip	60543-9160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 NA-AU-SAY WOODS DOC 88-5646
Legal Subdivision	NA-AU-SAY WOODS
Legal Lot Number	2
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2019
Census Tract	890702

Owner

16 Chippewa Dr is owned by two individuals who bought it in March 2023.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	342 WHITEWATER LN, OSWEGO, IL 60543-7564
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Dec 28, 2022	Sheriff's Deed, Foreclosure
Feb 21, 2017	Deed of Trust, Mortgage · Commercial Mortgage WEST SUBURBAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on File
Deed Sale	Mar 2, 2023 · Amount on File
Prior Sale	Dec 28, 2022 · Amount on File
Deed Document Number	20232246
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Mar 2, 2023
Property Address	16 CHIPPEWA DR, OSWEGO, IL 60543-9160
Document Number	0000002246
Instrument Date	Feb 28, 2023
Instrument	202300002246
Transaction Type	Transfer
Record Updated	Mar 13, 2023
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8100 OLD RIDGE RD, PLAINFIELD, IL 60544-9138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 CHIPPEWA DR, OSWEGO, IL 60543-9160

Mortgage

Document Number	0000002247
Date	Mar 2, 2023
Instrument	202300002247

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.37%

December 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 28, 2022
Property Address	16 CHIPPEWA DR, OSWEGO, IL 60543-9160
Document Number	0000020003
Instrument Date	Dec 8, 2022
Instrument	202200020003
Transaction Type	Foreclosure
Record Updated	Jan 3, 2023

Transaction

Amount	Amount on Record
Tax	$304.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 STATE ROUTE 126, PLAINFIELD, IL 60544-9141

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	16 CHIPPEWA DR, OSWEGO, IL 60543-9160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002942
Date	Feb 21, 2017
Instrument	201700002942

Lender

Name	WEST SUBURBAN BANK
Type	Bank
Address	LOMBARD, IL 60148

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 20, 2022

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,390 Land $34,454 Building $139,936	$523,170 Land $103,362 Building $419,808
2024	$12,781.00
2022		$134,897 Land $26,651 Building $108,246	$404,691 Land $79,953 Building $324,738

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 Chippewa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Chippewa Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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