46 Chippewa Dr, Oswego, IL 60543 Property Records

Kendall County property record for 46 Chippewa Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,315 sqft · built 1996
Lot Size	1.03 acres (45,105 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Aug 2001)
Tax Bill	$10,147 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-06-226-019`

Property Details

APN / Parcel Number

Primary APN	`06-06-226-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,315 sqft Living Area
Gross Area	3,062 sqft
1st Floor Area	2,315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Asphalt
Lot Area	45,105 sqft
Garage Type	Attached
Garage Area	747 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	46 CHIPPEWA DR
City	OSWEGO
State	IL
Zip	60543-9160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 6-36-8, LT 7 NA-AU-SAY WOODS EXC COM NE COR LT 7, W70.93, SW28.98, W36 NW 76.35 TO N LN LT 7, E ALG N LN 129.18)
Legal Range	08E
Legal Township	36N
Legal Section	06
Legal Subdivision	NA-AU-SAY WOODS
Legal Lot Number	7
Jurisdiction	KENDALL IL
Township / Civil Division	NA-AU-SAY
Census Block Group	2
Census Block	2021
Census Tract	890702

Owner

46 Chippewa Dr is owned and occupied by two individuals who bought it in August 2001.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 CHIPPEWA DR, OSWEGO, IL 60543-9160
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Dec 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2001 · Amount on File
Deed Sale	Aug 10, 2001 · Amount on File
Prior Sale	Sep 29, 1997 · Amount on File
Deed Document Number	200114643
Prior Transfer Date	Aug 7, 2001
Prior Transfer Doc	0000007461
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	46 CHIPPEWA DR, OSWEGO, IL 60543-9160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003356
Date	Mar 4, 2020
Instrument	202000003356

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	46 CHIPPEWA DR, OSWEGO, IL 60543-9160
Document Number	0000019834
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 CHIPPEWA DR OSWEGO IL 605439160, OSWEGO, IL 60543-9160

Mortgage

Document Number	0000019834
Date	Dec 18, 2017
Instrument	19834

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 17, 2032

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Na-Au-Say Township
Unified School District	Yorkville Community Unit School District 115 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,225 Land $25,868 Building $136,357	$486,675 Land $77,604 Building $409,071
2024	$10,147.00
2022		$126,064 Land $24,392 Building $101,672	$378,192 Land $73,176 Building $305,016

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 46 Chippewa Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Chippewa Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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