Westerly Town property record for 16 Chester Ave, Westerly, RI 02891
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 2,374 sqft · built 1927 |
| Lot Size | 0.188 acres (8,178 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,857 (2025) |
| Deeds & Mortgages | Jul 2023 Refinance Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:67 B:171 |
| Primary APN | WEST M:67 B:171 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,374 sqft Living Area |
| Gross Area | 3,590 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,178 sqft (0.188 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 18008500 |
|---|---|
| Street Address | 16 CHESTER AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2202 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 171 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 50801 |
16 Chester Ave, a duplex, is owned and occupied by an individual who acquired it in November 2009.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16 CHESTER AVE, WESTERLY, RI 02891-2202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2009 |
| Deed Sale | Nov 19, 2009 |
| Prior Sale | Nov 25, 2008 · Amount on File |
| Deed Book / Page | 1846 / 327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 16 CHESTER AVE, WESTERLY, RI 02891-2202 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023-8707 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 2023/8707 |
| Instrument | 2023-2161 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 16 CHESTER AVE, WESTERLY, RI 02891-2202 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021-21622 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 2021/21622 |
| Instrument | 2021-4816 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 16 Chester Ave was $2,857.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,857.00 | $367,200 Land $152,400 Building $214,800 | $511,947 |
| 2023 | $2,560.00 (+0.59%) | $252,000 (-) Land $109,000 Building $143,000 | |
| 2022 | $2,545.00 | $252,000 Land $109,000 Building $143,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Chester Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 16 Chester Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, Breezeline, Frontier, Xfinity.
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