Westerly Town property record for 12 Chester Ave, Westerly, RI 02891
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3 ba · 2,436 sqft · built 1924 |
| Lot Size | 0.208 acres (9,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Oct 2021) |
| Tax Bill | $3,690 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:67 B:169 |
| Primary APN | WEST M:67 B:169 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,436 sqft Living Area |
| Gross Area | 4,198 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,049 sqft (0.208 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7192630 |
|---|---|
| Street Address | 12 CHESTER AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2202 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 169 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 50801 |
12 Chester Ave, a duplex, is owned and occupied by two individuals who bought it in October 2021.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 CHESTER AVE, WESTERLY, RI 02891-2202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on File |
| Deed Sale | Oct 22, 2021 · Amount on File |
| Deed Document Number | 20215858 |
| Deed Book / Page | 2021 / 26246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 22, 2021 |
| Property Address | 12 CHESTER AVE, WESTERLY, RI 02891-2202 |
| Document Number | 2021-26246 |
| Book / Page | 2021 / 26246 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 2021-5858 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 CHESTER AVE, WESTERLY, RI 02891-2202 |
| Document Number | 20215859 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021-5859 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 12 Chester Ave was $3,690.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,690.00 | $474,300 Land $145,000 Building $329,300 | $523,880 |
| 2023 | $3,402.00 (+0.62%) | $334,800 (-) Land $103,800 Building $231,000 | |
| 2022 | $3,381.00 | $334,800 Land $103,800 Building $231,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Chester Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Chester Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, Breezeline, Frontier, Xfinity.
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