Suffolk County and Smithtown Town property record for 16 Chatham Rd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,328 sqft · built 1965 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (Mar 2014) |
| Tax Bill | $13,447 (2024) |
| Deeds & Mortgages | Apr 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 92.-3-35 |
| Primary APN | 473489 92.-3-35 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 1,828 sqft |
| 1st Floor Area | 1,328 sqft |
| Basement Area | 500 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,454 sqft (0.24 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Pool Area | 780 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 276 sqft |
| Shed | 1 Shed |
| Shed Area | 91 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 16 CHATHAM RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-223701 TC-52 *3646 LOT 26 CHATHAM WOODS SEC 1 |
| Legal Block | 3 |
| Legal Lot Number | 35 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 135103 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 CHATHAM RD, COMMACK, NY 11725-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2014 · Amount on Record |
| Deed Sale | Mar 20, 2014 · Amount on Record |
| Prior Sale | Nov 10, 2005 · Amount on Record |
| Deed Book / Page | 12767 / 777 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 16 CHATHAM RD, COMMACK, NY 11725-2501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231240085 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 23124/85 |
| Instrument | DL001135 |
| Name | US MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2040 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,250 (-) Land $300 Building $4,950 | $656,250 (+10,774.07%) Land $37,500 Building $618,750 | |
| 2024 | $13,447.00 | ||
| 2023 | $5,250 Land $300 Building $4,950 | $6,035 Land $345 Building $5,690 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1992) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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