Suffolk County and Smithtown Town property record for 12 Chatham Rd, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $665,000 (Jul 2023) |
| Tax Bill | $15,199 (2024) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Sep 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 92.-3-33 |
| Primary APN | 473489 92.-3-33 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,454 sqft (0.24 acres) |
|---|
| Street Address | 12 CHATHAM RD |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-223751 TC-52 *3646 LOT 28 CHATHAM WOODS SEC 1 |
| Legal Subdivision | MAP OF CHATHAM WOODS |
| Legal Block | 3 |
| Legal Lot Number | 33 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 135103 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 CHATHAM RD, COMMACK, NY 11725-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2023 | Deed, Transfer · ARM JOVIA FINANCIAL CREDIT UNION |
| Sep 29, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2023 · Amount on Record |
| Deed Sale | Jul 6, 2023 · Amount on Record |
| Deed Book / Page | 13208 / 492 |
| Prior Transfer Date | Aug 23, 2020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 6, 2023 |
| Property Address | 12 CHATHAM RD, COMMACK, NY 11725-2501 |
| Document Number | 0132080492 |
| Book / Page | 13208 / 492 |
| Instrument Date | Mar 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2117 31ST AVE APT 6B, 6B, ASTORIA, NY 11106-4679 |
| Document Number | 0235180112 |
|---|---|
| Date | Jul 6, 2023 |
| Book Page | 23518/112 |
| Name | JOVIA FINANCIAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.7% |
| Type Change Date | Jun 1, 2030 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 29, 2020 |
| Property Address | 12 CHATHAM RD, COMMACK, NY 11725-2501 |
| Document Number | 0130720889 |
| Book / Page | 013072 / 000889 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 CHATHAM RD COMMACK NY 117252501, COMMACK, NY 11725-2501 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,875 (-) Land $300 Building $5,575 | $734,375 (+10,774.8%) Land $37,500 Building $696,875 | |
| 2024 | $15,199.00 | ||
| 2023 | $5,875 Land $300 Building $5,575 | $6,753 Land $345 Building $6,408 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1992) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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