16 Chadbourne St, Bluffton, SC 29910 Property Records

Beaufort County property record for 16 Chadbourne St, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 3,351 sqft · built 2007
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$975,000 (Nov 2025)
Tax Bill	$4,586 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R61403800015000000`

Property Details

APN / Parcel Number

Primary APN	`R61403800015000000`
Alternative APN	`11761856`

Interior

Bedrooms	1 Bed
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,351 sqft Living Area

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	11761856
Old Parcel Number	R61403800015000000
Street Address	16 CHADBOURNE ST
City	BLUFFTON
State	SC
Zip	29910-7318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4116
Legal Description	LOT 502 HAMPTON HALL PH 3B PB103 P77-80 PB105 P30-33
Legal Subdivision	HAMPTON HALL SUBDIVISION
Legal Phase	3B
Legal Lot Number	502
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1007
Census Tract	2106

Owner

16 Chadbourne St is owned and occupied by an individual who bought it in November 2025.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16 CHADBOURNE ST, BLUFFTON, SC 29910-7318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA
Nov 21, 2025	Deed, Transfer · Conventional Mortgage TRUIST BANK
Oct 6, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTERSTATE BANK NA
Aug 31, 2021	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2025 · Amount on File
Deed Sale	Nov 21, 2025 · Amount on File
Prior Sale	Oct 6, 2020 · Amount on File
Deed Document Number	2025052677
Deed Book / Page	4485 / 2861
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	16 CHADBOURNE ST, BLUFFTON, SC 29910-7318
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083573
Date	Dec 3, 2021
Book Page	4090/1575
Instrument	2021083573

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	LAKEWOOD, NJ 08701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 21, 2025
Property Address	16 CHADBOURNE ST, BLUFFTON, SC 29910-7318
Document Number	0000052677
Book / Page	4485 / 2861
Map Reference	MB 105 PG 30
Instrument Date	Oct 24, 2025
Instrument	2025052677
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 CHADBOURNE ST, BLUFFTON, SC 29910-7318

Mortgage

Document Number	0000052678
Date	Nov 21, 2025
Instrument	2025052678

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 6, 2020
Property Address	16 CHADBOURNE ST, BLUFFTON, SC 29910-7318
Document Number	0000056941
Book / Page	3917 / 2928
Map Reference	MB 105 PG 30
Instrument Date	Sep 28, 2020
Instrument	2020056941
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CHADBOURNE ST, BLUFFTON, SC 29910-7318

Mortgage

Document Number	0000056942
Date	Oct 6, 2020
Book Page	3917/2931
Instrument	2020056942

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

August 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 31, 2021
Property Address	16 CHADBOURNE ST, BLUFFTON, SC 29910-7318
Document Number	0000062296
Book / Page	4055 / 851
Map Reference	MB 105 PG 30
Instrument Date	Sep 28, 2020
Instrument	2021062296
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16 CHADBOURNE ST, BLUFFTON, SC 29910-7318

Tax Assessment & Valuation

The 2025 property tax bill for 16 Chadbourne St was $4,586, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,586.00 (-0.07%)	$29,850 (-7.68%)
2024	$4,589.00	$32,332 (-) Land $6,400 Building $25,932	$808,300 (-) Land $160,000 Building $648,300
2023	$4,589.00 (-60.36%)	$32,332 (+24.55%) Land $6,400 Building $25,932	$808,300 (+24.55%) Land $160,000 Building $648,300
2022	$11,576.00	$25,960 Land $2,400 Building $23,560	$649,000 Land $60,000 Building $589,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 Chadbourne St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 428 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	428 in force
Nearby Flood Claims	31 (2015–2024)
Claims Outside the SFHA	30 of 31
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Chadbourne St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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