16 Cedar St, Charleston, SC 29403 Property Records

Charleston County property record for 16 Cedar St, Charleston, SC 29403

Property Summary

Property Type	Townhouse
Details	4 bd · 2 ba · 1,181 sqft · built 1973
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (May 2024)
Tax Bill	$2,344 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`461-13-03-034`

Property Details

APN / Parcel Number

Primary APN	`461-13-03-034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,181 sqft Living Area
Gross Area	1,216 sqft
1st Floor Area	594 sqft
Upper Floors Area	587 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	84 ft deep x 24 ft wide
Porch	Porch
Porch Area	28 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	16 CEDAR ST
City	CHARLESTON
State	SC
Zip	29403-4226
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	DESCRIPTION -LT 8
Legal Subdivision	CEDAR STREET
Legal Lot Number	8
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2052
Census Tract	5400

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 CEDAR ST, CHARLESTON, SC 29403-4226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC
Jul 27, 2017	Grant Deed, Transfer · Conventional Mortgage RESMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2024 · Amount on Record
Deed Sale	May 29, 2024 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Book / Page	1247 / 517
Prior Transfer Date	Apr 2, 2021
Prior Transfer Doc	0009850519
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Apr 28, 2021
Property Address	16 CEDAR ST, CHARLESTON, SC 29403-4226
Document Number	0009850519
Book / Page	985 / 519
Map Reference	MB P PG 80
Instrument Date	Apr 2, 2021
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1753 BEE BALM RD, JOHNS ISLAND, SC 29455-7759

Mortgage

Document Number	0000985521
Date	Apr 28, 2021
Instrument	985/521

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jul 27, 2017
Property Address	16 CEDAR ST, CHARLESTON, SC 29403-4226
Document Number	0655/0330
Book / Page	000655 / 000330
Instrument Date	Jun 19, 2017
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	COOPERATIVE TITLE AND ESCROW INC, COOPERATIVE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 CEDAR ST CHARLESTON SC 294034226, CHARLESTON, SC 29403-4226

Mortgage

Document Number	655/0331
Date	Jul 27, 2017
Book Page	000655/000331

Lender

Name	RESMAC
Address	BOCA RATON, FL 33487

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,344.00 (-49.5%)	$450,000 (+4,165.4%) Land $165,000 Building $285,000	$450,000 (+70.52%) Land $165,000 Building $285,000
2024	$4,642.00 (+8.41%)	$10,550 (-33.4%)
2022	$4,282.00	$15,840	$263,900 (-) Land $116,300 Building $147,600
2020			$263,900 Land $116,300 Building $147,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 112 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	168 units insured incl. 56 condo units
Nearby Flood Claims	11 (1989–2023)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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