14 Cedar St, Charleston, SC 29403 Property Records

Charleston County property record for 14 Cedar St, Charleston, SC 29403

Property Summary

Property Type	Townhouse
Details	4 bd · 2 ba · 1,122 sqft · built 1973
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Aug 2024)
Tax Bill	$7,755 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`461-13-03-033`

Property Details

APN / Parcel Number

Primary APN	`461-13-03-033`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,122 sqft Living Area
Gross Area	1,162 sqft
1st Floor Area	561 sqft
Upper Floors Area	561 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	84 ft deep x 18 ft wide
Porch	Porch
Porch Area	40 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	14 CEDAR ST
City	CHARLESTON
State	SC
Zip	29403-4226
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	DESCRIPTION -LT 9
Legal Subdivision	THRU 18
Legal Lot Number	9
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2052
Census Tract	5400

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1360 SCOTTS CREEK CIR, MOUNT PLEASANT, SC 29464-4783
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 17, 2022	Quit Claim Deed, Transfer · Line of Credit THE BANK OF SOUTH CAROLINA
Jun 23, 2022	Deed, Transfer · Second Mortgage (Down Payment) JOSEPH M MCSWEENEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2024 · Amount on Record
Deed Sale	Aug 2, 2024 · Amount on Record
Prior Sale	Jun 23, 2022 · Amount on Record
Deed Book / Page	1260 / 282
Prior Transfer Date	Nov 17, 2022
Prior Transfer Doc	0011490013
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	14 CEDAR ST, CHARLESTON, SC 29403-4226
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 SILOH DR, MOUNT PLEASANT, SC 29466-9537

Mortgage

Document Number	0013710371
Date	Feb 24, 2026
Book Page	1371/371

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 17, 2022
Property Address	14 CEDAR ST, CHARLESTON, SC 29403-4226
Document Number	0011490013
Book / Page	1149 / 13
Map Reference	MB P PG 80
Instrument Date	Oct 28, 2022
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 RUTLEDGE AVE, CHARLESTON, SC 29403-3740

Mortgage

Document Number	0000114914
Date	Nov 17, 2022
Instrument	1149/14

Lender

Name	THE BANK OF SOUTH CAROLINA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 23, 2022
Property Address	14 CEDAR ST, CHARLESTON, SC 29403-4226
Document Number	0011180761
Book / Page	1118 / 761
Map Reference	MB P PG 80
Instrument Date	Jun 7, 2022
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$564.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 RUTLEDGE AVE, CHARLESTON, SC 29403-3740

Mortgage

Document Number	0011180762
Date	Jun 23, 2022
Book Page	1118/762

Lender

Name	JOSEPH M MCSWEENEY
Type	Private Party
Address	802 BELL ARBOR CT, CARY, NC 27519

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,755.00 (+42.9%)	$460,000 (+2,371.79%) Land $165,000 Building $295,000	$460,000 (+152.75%) Land $165,000 Building $295,000
2024	$5,427.00 (+1,585.4%)	$18,610 (+874.35%)
2022	$322.00	$1,910	$182,000 (-41.33%) Land $111,300 Building $70,700
2020			$310,200 Land $156,400 Building $153,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 112 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	168 units insured incl. 56 condo units
Nearby Flood Claims	11 (1989–2023)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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