16 Cedar Rdg Rd, Lafayette, NJ 07848 Property Records

Sussex County and Lafayette Township property record for 16 Cedar Rdg Rd, Lafayette, NJ 07848

Property Summary

Property Type	Single Family Home
Details	3,531 sqft · built 2000
Lot Size	2.75 acres (120,182 sqft)
Owner	Individual Name on File
Last Sale	$368,000 (Apr 2017)
Tax Bill	$13,107 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00022-03-00003`

Property Details

APN / Parcel Number

Primary APN	`13-00022-03-00003`
Alternative APNs	`130002203000030000Q0048` `1300022000300003`

Interior

Stories	2 Stories
Building Area	3,531 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	120,182 sqft
Garage Type	Attached

Location & Zoning

Old Parcel Number	130002203000030000Q0048
Street Address	16 CEDAR RIDGE RD
City	LAFAYETTE
State	NJ
Zip	07848-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	CEDAR RDG
Legal Block	22.3
Legal Lot Number	3
Jurisdiction	SUSSEX NJ
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1011
Census Tract	372400

Owner

16 Cedar Rdg Rd is owned and occupied by an individual who bought it in April 2017.

Source: Sussex County and Lafayette Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	16 CEDAR RIDGE RD, LAFAYETTE, NJ 07848-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 26, 2017	Deed of Trust, Mortgage · Conventional with PMI FLAGSTAR BK
Apr 19, 2017	Grant Deed, Transfer · Conventional with PMI FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2017 · Amount on File
Deed Sale	Apr 19, 2017 · Amount on File
Prior Sale	Sep 18, 2000 · Amount on File
Deed Document Number	201710080350
Deed Book / Page	3424 / 409
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	16 CEDAR RIDGE RD, LAFAYETTE, NJ 07848-2412
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	SIMPLICITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099730049
Date	Jun 14, 2021
Book Page	9973/49
Instrument	20210614010167920

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	298 Months
Due	Apr 1, 2046

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	16 CEDAR RIDGE RD, LAFAYETTE, NJ 07848-2412
Document Number	0095690575
Book / Page	009569 / 000575
Instrument Date	Dec 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	SIMPLICITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CEDAR RIDGE RD LAFAYETTE NJ 078482412, LAFAYETTE, NJ 07848-2412

Mortgage

Document Number	0095690575
Date	Jan 16, 2018
Book Page	009569/000575
Instrument	11980

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2048

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Apr 19, 2017
Property Address	16 CEDAR RIDGE RD, LAFAYETTE, NJ 07848-2412
Document Number	0034240409
Book / Page	003424 / 000409
Instrument Date	Mar 24, 2017
Instrument	80350
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	WEICHERT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$368.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 WESTGATE DR SPARTA NJ 07871, SPARTA, NJ 07871

Mortgage

Document Number	94890722
Date	Apr 19, 2017
Book Page	009489/000722
Instrument	80360

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16 Cedar Rdg Rd was $13,107, up 2.5% from the year before.

Source: Sussex County and Lafayette Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Lafayette Township
Secondary School District	High Point Regional School District (09 - 12)
Elementary School District	Lafayette Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,800 (-) Land $121,200 Building $317,600	$438,800 (-) Land $121,200 Building $317,600
2025	$13,107.00 (+2.47%)	$438,800 Land $121,200 Building $317,600	$438,800 Land $121,200 Building $317,600
2024	$12,791.00
2023		$438,800 (-) Land $121,200 Building $317,600	$438,800 (-) Land $121,200 Building $317,600
2022	$12,444.00 (-1.9%)	$438,800 Land $121,200 Building $317,600	$438,800 Land $121,200 Building $317,600
2021	$12,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Cedar Rdg Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2005–2016)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2016 · river or lake flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Cedar Rdg Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planet Networks.

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