14 Cedar Rdg Rd, Lafayette, NJ 07848 Property Records

Sussex County and Lafayette Township property record for 14 Cedar Rdg Rd, Lafayette, NJ 07848

Property Summary

Property Type	Single Family Home
Details	3,650 sqft · built 2002
Lot Size	2.42 acres (105,764 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jan 2021)
Tax Bill	$14,146 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-00022-03-00002`

Property Details

APN / Parcel Number

Primary APN	`13-00022-03-00002`
Alternative APNs	`130002203000020000Q0048` `1300022000300002`

Interior

Stories	2 Stories
Building Area	3,650 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	105,764 sqft
Garage Type	Attached

Location & Zoning

Old Parcel Number	130002203000020000Q0048
Street Address	14 CEDAR RIDGE RD
City	LAFAYETTE
State	NJ
Zip	07848-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	CEDAR RDG
Legal Block	22.3
Legal Lot Number	2
Jurisdiction	SUSSEX NJ
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1011
Census Tract	372400

Owner

14 Cedar Rdg Rd is owned and occupied by two individuals who bought it in January 2021.

Source: Sussex County and Lafayette Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 CEDAR RIDGE RD, LAFAYETTE, NJ 07848-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE BK/CA
Nov 20, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage MORTGAGE BK/CA
Mar 21, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	Mar 21, 2017 · Amount on File
Deed Document Number	202110016390
Deed Book / Page	3577 / 639
Prior Transfer Date	Oct 6, 2018
Prior Transfer Doc	0034990354
Record Updated	Sep 20, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jan 20, 2021
Property Address	14 CEDAR RIDGE RD, LAFAYETTE, NJ 07848-2412
Document Number	0035770639
Book / Page	3577 / 639
Instrument Date	Nov 30, 2020
Instrument	20210120010016390
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	TITLE ON DEMAND OF NJ INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 CEDAR RIDGE RD, 14, LAFAYETTE, NJ 07848-2412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CEDAR RIDGE RD, LAFAYETTE, NJ 07848-2412

Mortgage

Document Number	20210120010016400
Date	Jan 20, 2021
Instrument	20210120010016400

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	14 CEDAR RIDGE RD, LAFAYETTE, NJ 07848-2412
Document Number	0096560640
Instrument Date	Oct 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	SUNRISE TITLE SERVICES INC, SUNRISE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CEDAR RIDGE RD LAFAYETTE NJ 078482412, LAFAYETTE, NJ 07848-2412

Mortgage

Document Number	0096560640
Date	Nov 20, 2018
Book Page	009656/000640
Instrument	238920

Lender

Name	MORTGAGE BK/CA
Type	Bank
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.75%

November 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX NJ
Recording Date	Nov 20, 2018
Property Address	14 CEDAR RIDGE RD, LAFAYETTE, NJ 07848-2412
Document Number	0034990354
Book / Page	003499 / 000354
Instrument Date	Oct 6, 2018
Instrument	238910
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CEDAR RIDGE RD LAFAYETTE NJ 078482412, LAFAYETTE, NJ 07848-2412

Mortgage

Document Number	96470391
Date	Nov 20, 2018
Book Page	009647/000391
Instrument	215400

Lender

Name	MORTGAGE BK/CA
Type	Bank
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.75%

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUSSEX NJ
Recording Date	Mar 21, 2017
Property Address	14 CEDAR RIDGE RD, LAFAYETTE, NJ 07848-2412
Document Number	0034210465
Book / Page	003421 / 000465
Instrument Date	Feb 6, 2017
Instrument	59490
Transaction Type	Foreclosure
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$64.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 VIOLET TRL LAFAYETTE NJ 078482203, LAFAYETTE, NJ 07848-2203

Tax Assessment & Valuation

The 2025 property tax bill for 14 Cedar Rdg Rd was $14,146, up 2.5% from the year before.

Source: Sussex County and Lafayette Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Lafayette Township
Secondary School District	High Point Regional School District (09 - 12)
Elementary School District	Lafayette Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$473,600 (-) Land $118,100 Building $355,500	$473,600 (-) Land $118,100 Building $355,500
2025	$14,146.00 (+2.47%)	$473,600 Land $118,100 Building $355,500	$473,600 Land $118,100 Building $355,500
2024	$13,805.00
2023		$473,600 Land $118,100 Building $355,500	$473,600 Land $118,100 Building $355,500
2022	$13,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Cedar Rdg Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2005–2016)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2016 · river or lake flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Cedar Rdg Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Planet Networks.

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