Middlesex County and Belmont Town property record for 16 Cedar Rd, Belmont, MA 02478
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3.5 ba · 4,274 sqft · built 1913 |
| Lot Size | 0.258 acres (11,240 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,529,500 (May 2011) |
| Tax Bill | $29,295 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | BELM M:18 P:000063 S |
| Primary APN | BELM M:18 P:000063 S |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,274 sqft Living Area |
| 1st Floor Area | 2,061 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 11,240 sqft (0.258 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 16 CEDAR RD |
|---|---|
| City | BELMONT |
| State | MA |
| Zip | 02478-2905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SC |
| Jurisdiction | BELMONT MA |
| Township / Civil Division | BELMONT |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 357200 |
Source: Middlesex County and Belmont Town records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 16 CEDAR RD, BELMONT, MA 02478-2905 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Oct 9, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2011 · Amount on Record |
| Deed Sale | May 20, 2011 · Amount on Record |
| Deed Document Number | 20118 |
| Deed Book / Page | 56883 / 257 |
| Last Transfer Date | Sep 4, 2025 |
| Transfer Doc | 0084717-63 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | Jul 6, 2026 |
| Property Address | 16 CEDAR RD, BELMONT, MA 02478-2905 |
| Document Number | 0000082313 |
| Book / Page | 85837 / 106 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202682313 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000082313, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 85837/106 |
| Instrument | 202682313 |
| Name | EASTERN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELMONT MA |
| Recording Date | Oct 9, 2025 |
| Property Address | 16 CEDAR RD, BELMONT, MA 02478-2905 |
| Document Number | 0084717-63 |
| Book / Page | 84717 / 63 |
| Instrument Date | Sep 4, 2025 |
| Instrument | 122742 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 CEDAR RD, BELMONT, MA 02478-2905 |
Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Belmont Town |
| Unified School District | Belmont School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,295.00 (+15.07%) | $2,572,000 (+13.55%) Land $1,061,000 Building $1,511,000 | $2,854,370 |
| 2023 | $25,459.00 | $2,265,000 Land $1,009,000 Building $1,256,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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