41 Cedar Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 41 Cedar Rd, Belmont, MA 02478

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,862 sqft · built 1915
Lot Size0.327 acres (14,244 sqft)
Owner2 Individual Names on File
Last Sale$1,851,000 (Oct 2021)
Tax Bill$28,384 (2025)
Deeds & MortgagesAug 2023 Refinance
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNBELM M:18 P:000076 S

Property Details

APN / Parcel Number

Primary APNBELM M:18 P:000076 S

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,862 sqft Living Area
1st Floor Area1,173 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 2022
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Lot Area14,244 sqft (0.327 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address41 CEDAR RD
CityBELMONT
StateMA
Zip02478-2904
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSC
JurisdictionBELMONT MA
Township / Civil DivisionBELMONT
Census Block Group2
Census Block2017
Census Tract357200

Owner

Source: Middlesex County and Belmont Town records · APN BELM M:18 P:000076 S

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address41 CEDAR RD, BELMONT, MA 02478-2904
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
BROOKLINE BANK
Oct 12, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEADER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2021 · Amount on Record
Deed SaleOct 12, 2021 · Amount on Record
Deed Document Number2021224386
Deed Book / Page78894 / 331
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELMONT MA
Property Address41 CEDAR RD, BELMONT, MA 02478-2904
Transaction TypeMortgage
Record UpdatedAug 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001941935
DateAug 04, 2023
Instrument1941935
Lender
NameBROOKLINE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term481 Months
DueSep 01, 2063

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBELMONT MA
Recording DateOct 12, 2021
Property Address41 CEDAR RD, BELMONT, MA 02478-2904
Document Number78894-331
Book / Page78894 / 331
Instrument DateOct 08, 2021
Instrument224386
Transaction TypeTransfer
Record UpdatedOct 29, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address41 CEDAR RD, BELMONT, MA 02478-2904
InvestorPossibly a Property Investor

Mortgage

Document Number1896325
DateOct 12, 2021
Instrument1896325
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionBelmont Town
Unified School DistrictBelmont School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$28,384.00 (+46.14%)$2,492,000 (+44.21%) Land $1,126,000 Building $1,366,000$2,376,900 (+7.8%)
2024$2,204,855
2023$19,423.00$1,728,000 Land $1,070,000 Building $658,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173572002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 721 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3026000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBELMONT WATER DEPT. (MWRA)
serves 27,442 people
Water SourcePurchased surface water from MWRA
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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