16 Cambridge Ct, Troy, MO 63379 Property Records

Lincoln County property record for 16 Cambridge Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 2005
Lot Size	0.268 acres (11,674 sqft)
Owner	Company Name on File
Last Sale	$21,900 (May 2017)
Tax Bill	$2,363 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-80-33-000-000-026.114`

Property Details

APN / Parcel Number

Primary APN	`15-80-33-000-000-026.114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
Basement Area	1,564 sqft
Unfinished Basement	1,564 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,674 sqft (0.268 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	16 CAMBRIDGE CT
City	TROY
State	MO
Zip	63379-3993
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 114 WINGATE ESTATES 2ND ADDN
Legal Range	01W
Legal Township	49N
Legal Section	33
Legal Subdivision	WINGATE
Legal Lot Number	114
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1031
Census Tract	810203

Owner

16 Cambridge Ct is owned by a company that bought it in May 2017.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	Company Name on File
Mailing Address	16 CAMBRIDGE CT, TROY, MO 63379-3993
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
May 22, 2017	Intrafamily Transfer, Transfer · Line of Credit TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2017 · Amount on File
Deed Sale	May 22, 2017 · Amount on File
Prior Sale	Apr 28, 2014 · Amount on File
Deed Document Number	20174669
Deed Book / Page	2411 / 230
Prior Transfer Date	Jul 23, 2013
Prior Transfer Doc	02321/0471
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	16 CAMBRIDGE CT, TROY, MO 63379-3993
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02411/0201
Date	May 22, 2017
Book Page	2411/0201
Instrument	2017004640

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	May 22, 2017
Property Address	16 CAMBRIDGE CT, TROY, MO 63379-3993
Document Number	02411/0230
Book / Page	2411 / 0230
Map Reference	MB14 PG48
Instrument Date	May 13, 2017
Instrument	2017004669
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 CAMBRIDGE CT, TROY, MO 63379-3993

Mortgage

Document Number	2017004670
Date	May 22, 2017
Instrument	2017004670

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16 Cambridge Ct was $2,363.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,618 (-) Land $4,590 Building $33,028
2025	$2,363.00	$37,618 Land $4,590 Building $33,028	$197,990 Land $24,160 Building $173,830
2023	$2,187.00 (+4.84%)	$34,386 Land $3,838 Building $30,548	$180,980 Land $20,200 Building $160,780
2022	$2,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Cambridge Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Cambridge Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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