15 Cambridge Ct, Troy, MO 63379 Property Records

Lincoln County property record for 15 Cambridge Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,566 sqft · built 2007
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,200 (May 2020)
Tax Bill	$2,728 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-80-33-000-000-026.107`

Property Details

APN / Parcel Number

Primary APN	`15-80-33-000-000-026.107`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
Basement Area	1,566 sqft
Unfinished Basement	1,566 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,500 sqft (0.264 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	15 CAMBRIDGE CT
City	TROY
State	MO
Zip	63379-3993
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 107 WINGATE ESTATES 2ND ADDN, PLAT 14/48
Legal Range	01W
Legal Township	49N
Legal Section	33
Legal Subdivision	WINGATE
Legal Lot Number	107
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1030
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 CAMBRIDGE CT, TROY, MO 63379-3993
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 29, 2017	Warranty Deed, Transfer · Conventional Mortgage SUPREME LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Prior Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	20205307
Deed Book / Page	2447 / 279
Prior Transfer Date	Jul 30, 2009
Prior Transfer Doc	2100/0282
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	May 28, 2020
Property Address	15 CAMBRIDGE CT, TROY, MO 63379-3993
Document Number	2447/279
Book / Page	2447 / 279
Map Reference	MB 14 PG 48
Instrument Date	May 22, 2020
Instrument	2020005307
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 WINDSONG DR, 84, CABOT, AR 72023-9400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CAMBRIDGE CT, TROY, MO 63379-3993

Mortgage

Document Number	2020005308
Date	May 28, 2020
Instrument	2020005308

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 29, 2017
Property Address	15 CAMBRIDGE CT, TROY, MO 63379-3993
Document Number	2414/0628
Book / Page	2414 / 0628
Map Reference	MB14 PG48
Instrument Date	Aug 25, 2017
Instrument	2017008102
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	603 LINDA LN, 603, WENTZVILLE, MO 63385-1080

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CAMBRIDGE CT, TROY, MO 63379-3993

Mortgage

Document Number	2017008103
Date	Aug 29, 2017
Instrument	2017008103

Lender

Name	SUPREME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,427 (-) Land $4,678 Building $38,749
2025	$2,728.00 (+6.65%)	$43,427 (+7.99%) Land $4,678 Building $38,749	$228,560 (+7.99%) Land $24,620 Building $203,940
2023	$2,558.00 (+4.97%)	$40,214 Land $3,857 Building $36,357	$211,650 Land $20,300 Building $191,350
2022	$2,437.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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