16 Bonnertown Rd, Five Points, TN 38457 Property Records

Lawrence County property record for 16 Bonnertown Rd, Five Points, TN 38457

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,372 sqft · built 1967
Lot Size	1.82 acres (79,279 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,500 (Aug 2024)
Tax Bill	$667 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050179 04900`

Property Details

APN / Parcel Number

Primary APN	`050179 04900`
Alternative APN	`179 04900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Basement Area	432 sqft
Finished Basement	432 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1982
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	79,279 sqft (1.82 acres)
Garage Type	Detached
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	16 BONNERTOWN RD
City	FIVE POINTS
State	TN
Zip	38457-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 3
Legal Subdivision	BIGLOW
Jurisdiction	LAWRENCE TN
Township / Civil Division	3
Census Block Group	2
Census Block	2083
Census Tract	960900

Owner

Source: Lawrence County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 BOMETOWN RD, FIVE POINTS, TN 38457
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 13, 2024	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 9, 2024	Intrafamily Transfer, Transfer
Apr 27, 2018	Warranty Deed, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	20244270
Deed Book / Page	754 / 468
Prior Transfer Date	Feb 6, 2024
Prior Transfer Doc	0000750516
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	16 BONNERTOWN RD, FIVE POINTS, TN 38457-5004
Transaction Type	Mortgage
Record Updated	Jan 23, 2026
Title Company	BRENTWOOD TITLE AND ESCROW LLC, BRENTWOOD TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BONNERTOWN RD, FIVE POINTS, TN 38457-5004

Mortgage

Document Number	0000801808
Date	Oct 20, 2025
Book Page	801/808
Instrument	25006057

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	4201 MARSH LN, CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Aug 13, 2024
Property Address	16 BONNERTOWN RD, FIVE POINTS, TN 38457-5004
Document Number	0000754468
Book / Page	754 / 468
Instrument Date	Aug 12, 2024
Instrument	24004270
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$756.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BORDENTOWN RD, FIVE POINTS, TN 38457

Mortgage

Document Number	0024004271
Date	Aug 13, 2024
Instrument	24004271

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Mortgage

Document Number	0000754495
Date	Aug 13, 2024
Book Page	754/495
Instrument	24004272

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	4201 MARSH LN, CARROLLTON, TX 75007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAWRENCE TN
Recording Date	Jul 9, 2024
Property Address	16 BONNERTOWN RD, FIVE POINTS, TN 38457-5004
Document Number	0000750516
Book / Page	750 / 516
Instrument Date	Feb 6, 2024
Instrument	24003525
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BONNERTOWN RD, FIVE POINTS, TN 38457-5004

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Apr 27, 2018
Property Address	16 BONNERTOWN RD, FIVE POINTS, TN 38457-5004
Document Number	0000532633
Book / Page	532 / 633
Map Reference	MB 381 PG 100
Instrument Date	Apr 26, 2018
Instrument	18002123
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$270.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BONNERTOWN RD, FIVE POINTS, TN 38457-5004

Mortgage

Document Number	0018002124
Date	Apr 27, 2018
Instrument	18002124

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$667.00 (+5.71%)	$33,175 (+5.74%) Land $3,275 Building $29,900
2023	$631.00	$31,375 (-) Land $3,275 Building $28,100
2022	$631.00	$31,375 Land $3,275 Building $28,100	$132,700 Land $13,100 Building $119,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEOMA UTILITY DISTRICT serves 4,808 people · EPA ID TN0000399
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Skyline Telephone Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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