Lawrence County property record for 11 Bonnertown Rd, Five Points, TN 38457
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,799 sqft · built 1975 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Nov 2017) |
| Tax Bill | $954 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050179 05200 |
| Primary APN | 050179 05200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,799 sqft Living Area |
| 1st Floor Area | 1,799 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 95,832 sqft (2.2 acres) |
| Garage Type | Detached |
| Garage Area | 1,620 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 291 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 11 BONNERTOWN RD |
|---|---|
| City | FIVE POINTS |
| State | TN |
| Zip | 38457-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 3 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2085 |
| Census Tract | 960900 |
Source: Lawrence County records · APN 050179 05200
Assessment roll updated January 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 BONNERTOWN RD, FIVE POINTS, TN 38457-5002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed of Trust, Mortgage · Line of Credit LISTERHILL CREDIT UNION |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU |
| Nov 16, 2017 | Warranty Deed, Transfer LAWRENCEBURG FEDERAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 2017 · Amount on Record |
| Deed Sale | Nov 16, 2017 · Amount on Record |
| Prior Sale | May 17, 2016 · Amount on Record |
| Deed Document Number | 20175784 |
| Deed Book / Page | 520 / 718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jul 08, 2026 |
| Property Address | 11 BONNERTOWN RD, FIVE POINTS, TN 38457-5002 |
| Document Number | 0000004130 |
| Book / Page | 831 / 697 |
| Instrument Date | Jul 02, 2026 |
| Instrument | 20264130 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 11 BONNERTOWN RD, FIVE POINTS, TN 38457-5002 |
| Document Number | 0000004130, |
|---|---|
| Date | Jul 08, 2026 |
| Book Page | 831/697 |
| Instrument | 20264130 |
| Name | LISTERHILL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 28, 2046 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 11 BONNERTOWN RD, FIVE POINTS, TN 38457-5002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 613224 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 613/224 |
| Instrument | 20006667 |
| Name | LISTERHILL CU |
|---|---|
| Type | Credit Union |
| Address | MUSCLE SHOALS, AL 35661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Nov 16, 2017 |
| Property Address | 11 BONNERTOWN RD, FIVE POINTS, TN 38457-5002 |
| Document Number | 0000520718 |
| Book / Page | 520 / 718 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 17005784 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 APPLETON RD, FIVE POINTS, TN 38457-5126 |
| Document Number | 0017005785 |
|---|---|
| Date | Nov 16, 2017 |
| Instrument | 17005785 |
| Name | LAWRENCEBURG FEDERAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 15, 2047 |
Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $954.00 | $47,475 (-) Land $3,800 Building $43,675 | |
| 2024 | $954.00 | $47,475 (-) Land $3,800 Building $43,675 | |
| 2023 | $954.00 | $47,475 (-) Land $3,800 Building $43,675 | |
| 2022 | $954.00 | $47,475 Land $3,800 Building $43,675 | $189,900 Land $15,200 Building $174,700 |
Source: FEMA National Flood Hazard Layer as of November 17, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2004 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| Loretto Telephone Company Fiber | 1,000 / 1,000 |
Based on FCC filings for 31 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LEOMA UTILITY DISTRICT serves 4,808 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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