16 Bluff St, Worcester, MA 01610 Property Records

Worcester County and Worcester City property record for 16 Bluff St, Worcester, MA 01610

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,424 sqft · built 1890
Lot Size	0.105 acres (4,584 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Nov 2021)
Tax Bill	$4,214 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`6-013-00029`

Property Details

APN / Parcel Number

Primary APN	`6-013-00029`
Alternative APN	`WORC M:06 B:013 L:00029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area
Gross Area	2,714 sqft
1st Floor Area	848 sqft
Basement Area	812 sqft
Unfinished Basement	812 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,584 sqft (0.105 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	6-013-00029
Street Address	16 BLUFF ST
City	WORCESTER
State	MA
Zip	01610-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG-5
Legal Block	13
Legal Lot Number	29
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4002
Census Tract	731400

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 BLUFF ST, WORCESTER, MA 01610-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU
Jul 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on Record
Deed Sale	Nov 23, 2021 · Amount on Record
Prior Sale	Mar 13, 2015 · Amount on Record
Deed Book / Page	66603 / 304
Prior Transfer Date	Nov 22, 2021
Prior Transfer Doc	66603-304
Record Updated	Oct 29, 2026

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 23, 2021
Property Address	16 BLUFF ST, WORCESTER, MA 01610-2445
Document Number	66603-304
Book / Page	66603 / 304
Instrument Date	Nov 22, 2021
Instrument	164794
Transaction Type	Transfer
Record Updated	Dec 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 BLUFF ST, WORCESTER, MA 01610-2445

Mortgage

Document Number	164795
Date	Nov 23, 2021
Instrument	164795

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	16 BLUFF ST, WORCESTER, MA 01610-2445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62891-71
Date	Jul 28, 2020
Book Page	62891/71
Instrument	81852

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,214.00 (+1.59%)	$317,300 (+0.89%) Land $59,900 Building $257,400	$373,357 (+0.28%)
2025	$4,148.00 (+10.52%)	$314,500 (+20.18%) Land $59,800 Building $254,700	$372,305 (+4.73%)
2024			$355,490
2023	$3,753.00	$261,700 Land $48,000 Building $213,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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