13 Bluff St, Worcester, MA 01610 Property Records

Worcester County and Worcester City property record for 13 Bluff St, Worcester, MA 01610

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,320 sqft · built 1890
Lot Size	0.051 acres (2,240 sqft)
Owner	2 Company Names on Record
Last Sale	$320,000 (Sep 2022)
Tax Bill	$3,953 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-019-00052`

Property Details

APN / Parcel Number

Primary APN	`6-019-00052`
Alternative APN	`WORC M:06 B:019 L:00052`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,320 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	660 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,240 sqft (0.051 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	6-019-00052
Street Address	13 BLUFF ST
City	WORCESTER
State	MA
Zip	01610-2446
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RG-5
Legal Block	19
Legal Lot Number	52
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4006
Census Tract	731400

Owner

Source: Worcester County and Worcester City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13 BLUFF ST, WORCESTER, MA 01610-2446
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Mar 27, 2018	Deed of Trust, Mortgage RESIDENTIAL MTG SVCS
Jul 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 4, 2017	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Jan 4, 2017 · Amount on Record
Deed Book / Page	68231 / 174
Last Transfer Date	Aug 31, 2024
Transfer Doc	070996-271
Record Updated	Sep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 19, 2022
Property Address	13 BLUFF ST, WORCESTER, MA 01610-2446
Document Number	068231-174
Book / Page	68231 / 174
Instrument Date	Sep 19, 2022
Instrument	102476
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102477
Date	Sep 19, 2022
Instrument	102477

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	13 BLUFF ST, WORCESTER, MA 01610-2446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58585-91
Date	Mar 27, 2018
Book Page	58585/91
Instrument	27950

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 16, 2019
Property Address	13 BLUFF ST, WORCESTER, MA 01610-2446
Document Number	60711-212
Book / Page	060711 / 000212
Instrument Date	Jul 16, 2019
Instrument	68183
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20B DAY ST WALTHAM MA 024535943, WALTHAM, MA 02453-5943

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jan 4, 2017
Property Address	13 BLUFF ST, WORCESTER, MA 01610-2446
Document Number	56569-59
Book / Page	56569 / 59
Instrument	1070
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	565690062
Date	Jan 4, 2017
Instrument	56569/0062

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,953.00 (+61.28%)	$299,700 (+75.37%) Land $39,900 Building $259,800
2023	$2,451.00	$170,900 Land $32,000 Building $138,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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