16 Bay Ridge Loop, Mascotte, FL 34753 Property Records

Lake County property record for 16 Bay Ridge Loop, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,317 sqft · built 1998
Lot Size	0.285 acres (12,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Apr 2021)
Tax Bill	$4,338 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-22-24-0025-000-02600`

Property Details

APN / Parcel Number

Primary APN	`15-22-24-0025-000-02600`
Alternative APNs	`242215002500002600` `3588649`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,317 sqft Living Area
Gross Area	1,737 sqft
1st Floor Area	1,317 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	12,398 sqft (0.285 acres)
Lot Dimensions	135 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	392 sqft
Porch	Screened/Unfinished Porch
Porch Area	336 sqft
Deck Area	Deck Area
Patio Area	200 sqft
Utility Building	1,008 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3588649
Street Address	16 BAY RIDGE LOOP
City	MASCOTTE
State	FL
Zip	34753-8833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFLD
Legal Description	MASCOTTE BAY RIDGE SUB LOT 26 PB 35 PGS 44-45 ORB 5698 PG 2102
Legal Range	24E
Legal Township	22S
Legal Section	15
Legal Subdivision	MASCOTTE BAY RIDGE SUB
Legal Tract	0025
Legal Lot Number	26
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1013
Census Tract	31205

Owner

Source: Lake County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Apr 29, 2021	Special Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 6, 2021	Trustee's Deed, Foreclosure ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	202159326
Deed Book / Page	5698 / 2102
Prior Transfer Date	Jan 12, 2005
Prior Transfer Doc	0027381375
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833

Mortgage

Document Number	0062731612
Date	Jan 23, 2024
Book Page	6273/1612
Instrument	2024008024

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Apr 29, 2021
Property Address	16 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Document Number	0056982102
Book / Page	5698 / 2102
Map Reference	MB 35 PG 44
Instrument Date	Apr 26, 2021
Instrument	2021059326
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13123 HIDDEN RIDGE LN, CLERMONT, FL 34715-6898

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833

Mortgage

Document Number	0056982103
Date	Apr 29, 2021
Instrument	5698/2103

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE FL
Recording Date	Jan 6, 2021
Property Address	16 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Document Number	0056140607
Book / Page	5614 / 607
Map Reference	MB 35 PG 44&45
Instrument Date	Jan 5, 2021
Instrument	2021001687
Transaction Type	Foreclosure
Record Updated	May 18, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,461 (-0.11%) Land $60,000 Building $184,461	$244,461 (-0.11%) Land $60,000 Building $184,461
2025		$244,718 (+18.58%) Land $60,000 Building $184,718	$244,718 (+18.58%) Land $60,000 Building $184,718
2024	$4,338.00 (+4.2%)
2023	$4,163.00 (+10.9%)	$206,378 (+16.19%)	$206,378 (+16.19%) Land $60,000 Building $146,378
2022	$3,754.00	$177,621	$177,621 Land $31,500 Building $146,121

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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