14 Bay Ridge Loop, Mascotte, FL 34753 Property Records

Lake County property record for 14 Bay Ridge Loop, Mascotte, FL 34753

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,277 sqft · built 1995
Lot Size	0.242 acres (10,560 sqft)
Owner	Individual Name on Record
Last Sale	$289,000 (Jul 2026)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-22-24-0025-000-02700`

Property Details

APN / Parcel Number

Primary APN	`15-22-24-0025-000-02700`
Alternative APNs	`242215002500002700` `3588657`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,277 sqft Living Area
Gross Area	1,717 sqft
1st Floor Area	1,277 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	10,560 sqft (0.242 acres)
Lot Dimensions	132 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	205 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3588657
Street Address	14 BAY RIDGE LOOP
City	MASCOTTE
State	FL
Zip	34753-8833
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFLD
Legal Description	MASCOTTE BAY RIDGE SUB LOT 27 PB 35 PGS 44-45 ORB 5331 PG 402
Legal Range	24E
Legal Township	22S
Legal Section	15
Legal Subdivision	MASCOTTE BAY RIDGE SUB
Legal Tract	0025
Legal Lot Number	27
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	1
Census Block	1013
Census Tract	31205

Owner

Source: Lake County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2249 SAW PALMETTO LN, 101, ORLANDO, FL 32828-4649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · FHA Mortgage NETX MORTGAGE LLC
Aug 23, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	202683923
Deed Book / Page	6772 / 2325
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 9, 2026
Property Address	14 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Document Number	0000083923
Book / Page	6772 / 2325
Instrument Date	Apr 13, 2026
Instrument	202683923
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	EAST COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204,323.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083924,
Date	Jul 9, 2026
Instrument	202683924

Lender

Name	NETX MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Aug 23, 2019
Property Address	14 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833
Document Number	0053310402
Book / Page	5331 / 0402
Map Reference	MB 35 PG 44&45
Instrument Date	Aug 20, 2019
Instrument	2019095657
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	EQUITABLE TTL OF WEST ORLAND

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BAY RIDGE LOOP, MASCOTTE, FL 34753-8833

Mortgage

Document Number	0053310404
Date	Aug 23, 2019
Instrument	5331/0404

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Mascotte City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,960 (+2.9%)	$231,063 (-) Land $60,000 Building $171,063
2025	$2,924.00 (+5.45%) Homeowner's exemption	$157,400 (+5.98%) Land $60,000 Building $97,400	$231,063 (+18.06%) Land $60,000 Building $171,063
2024	$2,773.00 (+9.73%)
2023	$2,527.00 (+4.38%) Homeowner's exemption	$148,520 (+3%)	$195,710 (+17.04%) Land $60,000 Building $135,710
2022	$2,421.00 Homeowner's exemption	$144,200	$167,210 Land $31,500 Building $135,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASCOTTE WATER DEPARTMENT serves 12,355 people · EPA ID FL3350812
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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