Middlesex County and Lowell City property record for 16 Ash St, Lowell, MA 01852
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 2,356 sqft · built 1900 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (May 2025) |
| Tax Bill | $6,651 (2026) |
| Deeds & Mortgages | Feb 2023 Refinance May 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C15960 |
| Primary APN | C15960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,356 sqft Living Area |
| Gross Area | 3,824 sqft |
| 1st Floor Area | 1,382 sqft |
| Basement Area | 1,382 sqft |
| Unfinished Basement | 1,382 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 6,098 sqft (0.14 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | C15960 |
|---|---|
| Street Address | 16 ASH ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2402 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | UMF |
| Legal Block | 260 |
| Legal Lot Number | 16 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 312400 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 ASH ST, 18, LOWELL, MA 01852-2402 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON SAVINGS BANK |
| May 9, 2025 | Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 24, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC |
| Jun 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 9, 2025 · Amount on Record |
| Deed Sale | May 9, 2025 · Amount on Record |
| Prior Sale | Oct 24, 2023 · Amount on Record |
| Deed Book / Page | 39239 / 256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 16 ASH ST, LOWELL, MA 01852-2402 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0037697-93 |
|---|---|
| Date | Feb 28, 2023 |
| Book Page | 37697/93 |
| Instrument | 5225 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | May 9, 2025 |
| Property Address | 16 ASH ST, LOWELL, MA 01852-2402 |
| Document Number | 039239-256 |
| Book / Page | 39239 / 256 |
| Instrument Date | May 9, 2025 |
| Instrument | 13781 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 16 ASH ST # 18, 18, LOWELL, MA 01852-2402 |
| Document Number | 0000013782 |
|---|---|
| Date | May 9, 2025 |
| Instrument | 13782 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Oct 24, 2023 |
| Property Address | 16 ASH ST, LOWELL, MA 01852-2402 |
| Document Number | 038141-118 |
| Book / Page | 38141 / 118 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 31439 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 MCGUIGAN CIR, LOWELL, MA 01852-5611 |
| Document Number | 0000031440 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 31440 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 16 ASH ST, LOWELL, MA 01852-2402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34282-248 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 34282/248 |
| Instrument | 27977 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,651.00 (+6.23%) | $586,000 (+7.44%) Land $142,900 Building $443,100 | $716,067 |
| 2025 | $6,261.00 (+6.35%) | $545,400 (+10.34%) Land $124,600 Building $420,800 | |
| 2024 | $5,887.00 (+7.49%) | $494,300 (+12.09%) Land $122,100 Building $372,200 | |
| 2023 | $5,477.00 | $441,000 Land $106,100 Building $334,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Apr 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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