Middlesex County and Lowell City property record for 10 Ash St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,753 sqft · built 1900 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on File |
| Last Sale | $185,000 (Aug 2020) |
| Tax Bill | $5,127 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Nov 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | F03550 |
| Primary APN | F03550 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,753 sqft Living Area |
| Gross Area | 3,849 sqft |
| 1st Floor Area | 902 sqft |
| Basement Area | 902 sqft |
| Unfinished Basement | 902 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | F03550 |
|---|---|
| Street Address | 10 ASH ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-2402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UMF |
| Legal Block | 260 |
| Legal Lot Number | 10 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 312400 |
10 Ash St is owned by a company that bought it in August 2020.
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 113 MILK ST, METHUEN, MA 01844-4613 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MICHAEL R HARKINS |
| Nov 17, 2022 | Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| Aug 6, 2020 | Quit Claim Deed, Transfer · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2020 · Amount on File |
| Deed Sale | Aug 6, 2020 · Amount on File |
| Prior Sale | Dec 5, 1980 · Amount on File |
| Deed Document Number | 202036433 |
| Prior Transfer Date | Aug 5, 2020 |
| Prior Transfer Doc | 34459-294 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 10 ASH ST, LOWELL, MA 01852-2402 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 038105-197 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 38105/197 |
| Instrument | 29291 |
| Name | MICHAEL R HARKINS |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 10 ASH ST, LOWELL, MA 01852-2402 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 037515-124 |
|---|---|
| Date | Nov 17, 2022 |
| Book Page | 37515/124 |
| Instrument | 46980 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Aug 6, 2020 |
| Property Address | 10 ASH ST, LOWELL, MA 01852-2402 |
| Document Number | 34459-294 |
| Book / Page | 34459 / 294 |
| Instrument Date | Aug 5, 2020 |
| Instrument | 36433 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 MILK ST, METHUEN, MA 01844-4613 |
| Document Number | 36435 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 36435 |
| Name | LOWELL FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 10 Ash St was $5,127, up 8.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,127.00 (+8.53%) | $451,700 (+9.77%) Land $126,900 Building $324,800 | $486,350 (+13.92%) |
| 2025 | $4,724.00 (+1.24%) | $411,500 (+5.03%) Land $110,700 Building $300,800 | $426,930 (+2.63%) |
| 2024 | $4,666.00 (+20.6%) | $391,800 (+25.78%) Land $108,400 Building $283,400 | $416,005 |
| 2023 | $3,869.00 | $311,500 Land $94,300 Building $217,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Ash St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Apr 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Ash St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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