Garrett County property record for 16 Arrowhead Ln, Oakland, MD 21550
| Property Type | Condominium |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Dec 2007) |
| Tax Bill | $7,761 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-042649 |
| Primary APN | 18-042649 |
|---|---|
| Alternative APN |
|
| Architectural Style | Condo/Apartment |
|---|
| Sewer | Connected |
|---|
| Account Number | 042649 |
|---|---|
| Street Address | 16 ARROWHEAD LN |
| City | OAKLAND |
| State | MD |
| Zip | 21550 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 16 ARROWHEAD CONDOMINIUMS DEEP CREEK LAKE |
| Legal Subdivision | ARROWHEAD CONDOMINIUMS DEEP CREEK |
| Legal Lot Number | 16 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 7, EAST OAKLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 502 |
16 Arrowhead Ln, a condominium, is owned by two individuals who bought it in December 2007.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4910 MARIANNE DR, MOUNT AIRY, MD 21771-4939 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2007 · Amount on File |
| Deed Sale | Dec 4, 2007 · Amount on File |
| Prior Sale | Jul 13, 2004 · Amount on File |
| Deed Document Number | 200771880 |
| Deed Book / Page | 1344 / 240 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 16 ARROWHEAD LN, OAKLAND, MD 21550 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | LEGACYHOUSE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0021920197 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 2192/197 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 16 ARROWHEAD LN, OAKLAND, MD 21550 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0023740492 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 2374/492 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
The 2026 property tax bill for 16 Arrowhead Ln was $7,761.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,761.00 | $615,000 Land $160,000 Building $455,000 | $615,000 Land $160,000 Building $455,000 |
| 2023 | $5,998.00 | $448,333 | $685,000 Land $160,000 Building $525,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Arrowhead Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Arrowhead Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mountain Communications Fiber | 1,000 / 1,000 |
| Glo Fiber Cable | 1,000 / 50 |
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