13 Arrowhead Ln, Oakland, MD 21550 Property Records

Garrett County property record for 13 Arrowhead Ln, Oakland, MD 21550

Property Summary

Property TypeCondominium
Lot Size1 acres (43,560 sqft)
Owner2 Trust Names on Record
Last Sale$415,000 (Feb 2019)
Tax Bill$7,761 (2026)
Deeds & MortgagesAug 2021 Mortgage
May 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-042614

Property Details

APN / Parcel Number

Primary APN18-042614
Alternative APN
  • 042614

Exterior

Architectural StyleCondo/Apartment
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number042614
Street Address13 ARROWHEAD LN
CityOAKLAND
StateMD
Zip21550-7125
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 13 ARROWHEAD CONDOMINIUMS DEEP CREEK LAKE
Legal SubdivisionARROWHEAD CONDOMINIUMS DEEP CREEK
Legal Lot Number13
JurisdictionGARRETT MD
Township / Civil Division7, EAST OAKLAND
Census Block Group1
Census Block1012
Census Tract502

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address7111 BRISTOL RD, BALTIMORE, MD 21212-1604
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
May 8, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 22, 2019Deed, Transfer · FHA Mortgage
SUNTRUST BANK
Sep 12, 2017Grant Deed, Transfer · Conventional Mortgage
KAMIS PROPERTIES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2019 · Amount on Record
Deed SaleFeb 22, 2019 · Amount on Record
Prior SaleSep 12, 2017 · Amount on Record
Deed Book / Page2118 / 443
Transfer Doc0000000862
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address13 ARROWHEAD LN, OAKLAND, MD 21550-7125
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023450245
DateAug 31, 2021
Book Page2345/245
Lender
NameBANK OF AMERICA NA
TypeBank
AddressFORT WORTH, TX 76155
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARRETT MD
Recording DateMay 8, 2020
Property Address13 ARROWHEAD LN, OAKLAND, MD 21550-7125
Document Number0022020476
Book / Page002202 / 000476
Instrument DateApr 30, 2020
Transaction TypeTransfer
Record UpdatedMay 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7111 BRISTOL RD BALTIMORE MD 212121604, BALTIMORE, MD 21212-1604

February 2019: Deed, Transfer

Document TypeDeed
JurisdictionGARRETT MD
Recording DateFeb 22, 2019
Property Address13 ARROWHEAD LN, OAKLAND, MD 21550-7125
Document Number0021180443
Book / Page2118 / 0443
Map ReferenceMB 2 PG 185
Instrument DateFeb 15, 2019
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyDEEP CREEK TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7111 BRISTO ROAD, BALTIMORE, MD 21212-1604

Mortgage

Document Number0002118449
DateFeb 22, 2019
Instrument2118/449
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGARRETT MD
Recording DateSep 12, 2017
Property Address13 ARROWHEAD LN, OAKLAND, MD 21550-7125
Document Number0020270256
Book / Page002027 / 000256
Instrument DateAug 31, 2017
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyDEEP CRK TITLE GROUP LLC, DEEP CRK TITLE GRP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3090 HOOD RD MEDINA OH 442567903, MEDINA, OH 44256-7903

Mortgage

Document Number20270259
DateSep 12, 2017
Book Page002027/000259
Lender
NameKAMIS PROPERTIES LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,761.00 (-11.62%)$615,000 (-10.22%) Land $160,000 Building $455,000$615,000 (-10.22%) Land $160,000 Building $455,000
2025$8,781.00 (+46.4%)$685,000 (+52.79%) Land $160,000 Building $525,000$685,000 (-) Land $160,000 Building $525,000
2023$5,998.00$448,333$685,000 Land $160,000 Building $525,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Mountain Communications
Fiber
1,000 / 1,000
Glo Fiber
Cable
1,000 / 50

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