16 2nd St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 16 2nd St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,503 sqft · built 1870
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Nov 2025)
Tax Bill	$6,193 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:006-E B:0012 L:0004`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:006-E B:0012 L:0004`
Alternative APNs	`M:006=E B:0012 L:0004` `2260005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,503 sqft Living Area
Gross Area	3,458 sqft
1st Floor Area	887 sqft
Basement Area	827 sqft
Unfinished Basement	827 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,001 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2260005
Street Address	16 2ND ST
City	SAUGUS
State	MA
Zip	01906-3625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Legal Lot Number	4
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2007
Census Tract	208101

Owner

Source: Essex County and Saugus Town records · APN SAUG M:006-E B:0012 L:0004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16 2ND ST, SAUGUS, MA 01906-3625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA
Apr 10, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Deed Book / Page	43070 / 384
Prior Transfer Date	Apr 06, 2023
Prior Transfer Doc	041513-210
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 14, 2025
Property Address	16 2ND ST, SAUGUS, MA 01906-3625
Document Number	043070-384
Book / Page	43070 / 384
Instrument Date	Nov 14, 2025
Instrument	20251114003040
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 2ND ST, SAUGUS, MA 01906-3625

Mortgage

Document Number	20251114003050
Date	Nov 14, 2025
Instrument	20251114003050

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Apr 10, 2023
Property Address	16 2ND ST, SAUGUS, MA 01906-3625
Document Number	041513-210
Book / Page	41513 / 210
Instrument Date	Apr 06, 2023
Instrument	20230410002200
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16 2ND ST, SAUGUS, MA 01906-3625

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,193.00 (+4.08%)	$579,900 (+3.79%) Land $297,500 Building $282,400	$513,000
2024	$5,950.00 (+2.06%)	$558,700 (+7.9%) Land $280,500 Building $278,200
2023	$5,830.00	$517,800 Land $246,500 Building $271,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092081012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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