Essex County and Saugus Town property record for 10 2nd St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,106 sqft · built 1900 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Oct 2024) |
| Tax Bill | $5,346 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance Jun 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:006-E B:0012 L:0001 |
| Primary APN | SAUG M:006-E B:0012 L:0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,106 sqft Living Area |
| Gross Area | 1,963 sqft |
| 1st Floor Area | 598 sqft |
| Basement Area | 598 sqft |
| Unfinished Basement | 598 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,001 sqft (0.115 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9060035 |
|---|---|
| Street Address | 10 2ND ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 12 |
| Legal Lot Number | 1 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 208101 |
Source: Essex County and Saugus Town records · APN SAUG M:006-E B:0012 L:0001
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 2ND ST, SAUGUS, MA 01906-3625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Jun 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Sep 19, 2017 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| May 23, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2024 · Amount on Record |
| Deed Sale | Oct 04, 2024 · Amount on Record |
| Prior Sale | Sep 24, 2009 · Amount on Record |
| Deed Document Number | 20242420 |
| Deed Book / Page | 42360 / 589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 10 2ND ST, SAUGUS, MA 01906-3625 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0040683-66 |
|---|---|
| Date | Jan 26, 2022 |
| Book Page | 40683/66 |
| Instrument | 20220126002870 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 10 2ND ST, SAUGUS, MA 01906-3625 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0039997-65 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 39997/65 |
| Instrument | 20210621000380 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 10 2ND ST, SAUGUS, MA 01906-3625 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36185-391 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 36185/391 |
| Instrument | 91 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 10 2ND ST, SAUGUS, MA 01906-3625 |
| Document Number | 36764-27 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 10 2ND ST SAUGUS MA 019063625, SAUGUS, MA 01906-3625 |
| Document Number | 36764-27 |
|---|---|
| Date | Jun 05, 2018 |
| Book Page | 036764/000027 |
| Instrument | 5000170 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,346.00 (+5.15%) | $500,600 (+4.86%) Land $297,500 Building $203,100 | $509,960 |
| 2024 | $5,084.00 (+2.81%) | $477,400 (+8.7%) Land $280,500 Building $196,900 | |
| 2023 | $4,945.00 | $439,200 Land $246,500 Building $192,700 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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