16 1st St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 16 1st St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,808 sqft · built 1907
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (Oct 2025)
Tax Bill	$9,047 (2025)
Deeds & Mortgages	May 2021 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:303-Z B:49`

Property Details

APN / Parcel Number

Primary APN	`M:303-Z B:49`
Alternative APN	`CNCD M:303Z B:49`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,808 sqft Living Area
Gross Area	4,388 sqft
1st Floor Area	1,216 sqft
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	16 1ST ST
City	CONCORD
State	NH
Zip	03301-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	49
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1001
Census Tract	32600

Owner

16 1st St is owned by an individual who bought it in October 2025.

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	59 COPPERLINE DR, EPSOM, NH 03234-4002
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Line of Credit MERRIMACK COUNTY SAVINGS BANK
Oct 1, 2025	Warranty Deed, Transfer ROCKET MORTGAGE LLC
Oct 6, 2017	Deed of Trust, Mortgage · Line of Credit MERRIMACK CNTY SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Nov 8, 1985 · Amount on File
Deed Document Number	202515597
Deed Book / Page	3905 / 719
Prior Transfer Date	Jun 10, 2020
Prior Transfer Doc	0000012594
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	16 1ST ST, CONCORD, NH 03301-4642
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011420
Date	May 3, 2021
Book Page	3736/2222
Instrument	202100011420

Lender

Name	MERRIMACK COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Oct 1, 2025
Property Address	16 1ST ST, CONCORD, NH 03301-4642
Document Number	0000015597
Book / Page	3905 / 719
Instrument Date	Sep 30, 2025
Instrument	202500015597
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 COPPERLINE DR, EPSOM, NH 03234-4002

Mortgage

Document Number	0000015598
Date	Oct 1, 2025
Instrument	202500015598

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	16 1ST ST, CONCORD, NH 03301-4642
Document Number	0035730247
Book / Page	003573 / 000247
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 1ST ST CONCORD NH 033014642, CONCORD, NH 03301-4642

Mortgage

Document Number	0035730247
Date	Oct 12, 2017
Book Page	003573/000247
Instrument	19183

Lender

Name	MERRIMACK CNTY SVGS BK
Type	Funding / Finance Company
Address	CONCORD, NH 03302-2826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 11, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16 1st St was $9,047, up 5.1% from the year before.

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,047.00 (+5.12%)	$310,800 (-) Land $100,300 Building $210,500
2024	$8,606.00 (+3.09%)	$310,800 (-) Land $100,300 Building $210,500
2023	$8,348.00 (+3.74%)	$310,800 (-) Land $100,300 Building $210,500
2022	$8,047.00	$310,800 Land $100,300 Building $210,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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