10 1st St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 10 1st St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 963 sqft · built 1930
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Aug 2018)
Tax Bill	$6,864 (2025)
Deeds & Mortgages	Jun 2020 Transfer Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:303-Z B:53`

Property Details

APN / Parcel Number

Primary APN	`M:303-Z B:53`
Alternative APN	`CNCD M:303Z B:53`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	963 sqft Living Area
Gross Area	2,079 sqft
1st Floor Area	963 sqft
Basement Area	950 sqft
Unfinished Basement	950 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 1ST ST
City	CONCORD
State	NH
Zip	03301-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	53
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1002
Census Tract	44300

Owner

10 1st St is owned and occupied by two individuals who bought it in August 2018.

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 1ST ST, CONCORD, NH 03301-4642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit MERRIMACK CNTY SVGS BK
Aug 3, 2018	Warranty Deed, Transfer · Conventional Mortgage MERRIMACK CNTY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2018 · Amount on File
Deed Sale	Aug 3, 2018 · Amount on File
Prior Sale	Jan 21, 2005 · Amount on File
Deed Document Number	201813795
Deed Book / Page	3603 / 1803
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jun 26, 2020
Property Address	10 1ST ST, CONCORD, NH 03301-4642
Document Number	0036830242
Book / Page	003683 / 000242
Instrument Date	Jun 16, 2020
Instrument	12594
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10 1ST ST CONCORD NH 033014642, CONCORD, NH 03301-4642

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	10 1ST ST, CONCORD, NH 03301-4642
Document Number	0036731232
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 1ST ST CONCORD NH 033014642, CONCORD, NH 03301-4642

Mortgage

Document Number	0036731232
Date	Apr 22, 2020
Book Page	003673/001232
Instrument	7288

Lender

Name	MERRIMACK CNTY SVGS BK
Type	Federal Savings Bank
Address	CONCORD, NH 03301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 21, 2035

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Aug 3, 2018
Property Address	10 1ST ST, CONCORD, NH 03301-4642
Document Number	0036031803
Book / Page	003603 / 001803
Instrument Date	Aug 3, 2018
Instrument	13795
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	MERRIMACK TITLE COMPANY INC, MERRIMACK TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	99 BOW BOG RD BOW NH 033044306, BOW, NH 03304-4306

Mortgage

Document Number	36031805
Date	Aug 3, 2018
Book Page	003603/001805
Instrument	13796

Lender

Name	MERRIMACK CNTY SVGS BK
Type	Federal Savings Bank
Address	CONCORD, NH 03301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10 1st St was $6,864, up 5.1% from the year before.

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,864.00 (+5.13%)	$235,800 (-) Land $101,500 Building $134,300
2024	$6,529.00 (+3.08%)	$235,800 (-) Land $101,500 Building $134,300
2023	$6,334.00 (+3.75%)	$235,800 (-) Land $101,500 Building $134,300	$328,510
2022	$6,105.00	$235,800 Land $101,500 Building $134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Fidium Fiber, Verizon.

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