15997 Trowbridge Rd, Chesterfield, MO 63017 Property Records

St. Louis County property record for 15997 Trowbridge Rd, Chesterfield, MO 63017

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,264 sqft · built 1970
Lot Size1.16 acres (50,530 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (May 2021)
Tax Bill$9,260 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Nov 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN21T-51-0495

Property Details

APN / Parcel Number

Primary APN21T-51-0495

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,264 sqft Living Area
Gross Area4,023 sqft
1st Floor Area1,632 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleColonial
Exterior MaterialBrick
Foundation TypeRaised
Lot Area50,530 sqft
Lot Dimensions195 ft deep x 190 ft wide
TerrainAbove Road/Slope
Garage TypeAttached
Garage Area759 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Porch Area596 sqft
Patio Area552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address15997 TROWBRIDGE RD
CityCHESTERFIELD
StateMO
Zip63017-7338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code87A
Legal DescriptionWESTHAMPTON PLAT 1 LOT PT 2 12 29 89
Legal SubdivisionWESTHAMPTON PLAT 1
Legal Lot Number2
JurisdictionST LOUIS MO
Township / Civil DivisionCHESTERFIELD
Census Block Group1
Census Block1004
Census Tract217852

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address15997 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7338
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2022Deed of Trust, Mortgage · Line of Credit
NEIGHBORS CU
Nov 8, 2021Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY CU
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
US WIDE FINANCIAL LLC
May 26, 2021Warranty Deed, Transfer · Conventional Mortgage
COMMERCE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2021 · Amount on Record
Deed SaleMay 26, 2021 · Amount on Record
Prior SaleApr 16, 2007 · Amount on Record
Deed Document Number202117
Deed Book / Page24884 / 2799
Prior Transfer DateOct 20, 1998
Prior Transfer Doc0000000176
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address15997 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7338
Transaction TypeMortgage
Record UpdatedDec 12, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address15997 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7338

Mortgage

Document Number2022091900362
DateSep 19, 2022
Instrument2022091900362
Lender
NameNEIGHBORS CU
TypeCredit Union
AddressSAINT LOUIS, MO 63123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 18, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address15997 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7338
Transaction TypeMortgage
Record UpdatedFeb 21, 2022
Title CompanyCLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address15997 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7338

Mortgage

Document Number0252042768
DateNov 8, 2021
Book Page25204/2768
Instrument2021110800429
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueOct 1, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address15997 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7338
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address15997 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7338

Mortgage

Document Number0251304822
DateSep 27, 2021
Book Page25130/4822
Instrument2021092700631
Lender
NameUS WIDE FINANCIAL LLC
TypeFunding / Finance Company
AddressSAINT LOUIS, MO 63146
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueJul 1, 2036

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateMay 26, 2021
Property Address15997 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7338
Document Number0248842799
Book / Page24884 / 2799
Map ReferenceMB 128 PG 2&3
Instrument DateMay 18, 2021
Instrument2021052600017
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyUS TITLE-MAIN, US TITLE MAIN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15997 TROWBRIDGE RD, 15997, CHESTERFIELD, MO 63017-7338

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address15997 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7338

Mortgage

Document Number2021052600018
DateMay 26, 2021
Instrument2021052600018
Lender
NameCOMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityClarkson Valley City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$133,560 (-) Land $58,810 Building $74,750$702,900 (-) Land $309,500 Building $393,400
2025$9,260.00 (-0.17%)$133,560 (+1.93%) Land $58,810 Building $74,750$702,900 (+1.93%) Land $309,500 Building $393,400
2024$9,276.00 (+0.09%)
2023$9,268.00 (+12.9%)$131,030 (+21.18%) Land $50,980 Building $80,050$689,600 (+21.17%) Land $268,300 Building $421,300
2022$8,209.00$108,130 Land $50,980 Building $57,150
2021$569,100 Land $268,300 Building $300,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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