15968 Trowbridge Rd, Chesterfield, MO 63017 Property Records

St. Louis County property record for 15968 Trowbridge Rd, Chesterfield, MO 63017

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,841 sqft · built 1974
Lot Size0.776 acres (33,798 sqft)
Owner2 Individual Names on Record
Last Sale$945,000 (Sep 2024)
Tax Bill$10,146 (2025)
Deeds & MortgagesMay 2026 Transfer
Sep 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN21T-24-0192

Property Details

APN / Parcel Number

Primary APN21T-24-0192

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,841 sqft Living Area
Gross Area4,361 sqft
1st Floor Area1,134 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialFrame/Masonry
Construction TypeFrame
Foundation TypeRaised
Lot Area33,798 sqft (0.776 acres)
Lot Dimensions130 ft deep x 130 ft wide
TerrainBelow Road/Slope
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area210 sqft
Deck AreaDeck Area
Patio Area465 sqft
Balcony Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address15968 TROWBRIDGE RD
CityCHESTERFIELD
StateMO
Zip63017-7339
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code87A
Legal DescriptionWESTHAMPTON PLAT 1 LOT 21
Legal SubdivisionWESTHAMPTON PLAT 1
Legal Lot Number21
JurisdictionST LOUIS MO
Township / Civil DivisionCHESTERFIELD
Census Block Group1
Census Block1005
Census Tract217852

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15968 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7339
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 11, 2024Warranty Deed, Transfer · Conventional Mortgage
RBC BANK (GEORGIA) NA
Aug 6, 2020Deed of Trust, Construction Loan · Construction Mortgage
MIDWEST BANKCENTRE
Jan 12, 2018Deed of Trust, Mortgage · Line of Credit
FIRST CMNTY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2024 · Amount on Record
Deed SaleSep 11, 2024 · Amount on Record
Prior SaleOct 29, 2019
Deed Document Number2024911573
Prior Transfer DateOct 17, 2019
Prior Transfer Doc02376404793
Record UpdatedOct 29, 2026

May 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST LOUIS MO
Recording DateMay 13, 2026
Property Address15968 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7339
Document Number0000000245
Instrument DateMay 11, 2026
Instrument2026245
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15968 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7339

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateSep 11, 2024
Property Address15968 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7339
Document Number2024091100573
Map ReferenceMB 128 PG 2&3
Instrument DateSep 5, 2024
Instrument2024091100573
Transaction TypeTransfer
Record UpdatedFeb 6, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15968 TROWBNDGE ROAD, CHESTERFIELD, MO 63017

Transferred To (Grantee/Buyer)

NameVerified Name
Address15968 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7339

Mortgage

Document Number2024091100574
DateSep 11, 2024
Instrument2024091100574
Lender
NameRBC BANK (GEORGIA) NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateOct 1, 2027
Change Frequency6 Months
Min Rate At Change3.25%
Max Rate At Change7.25%
IndexSOFR Average 30-Day
Margin3
Max Rate10.2%

August 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Recording DateAug 6, 2020
Property Address15968 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7339
Document Number0241821640
Book / Page024182 / 001640
Instrument DateJun 25, 2020
Instrument1257
Transaction TypeConstruction Loan
Record UpdatedAug 25, 2020
Title CompanyINTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15968 TROWBRIDGE RD CHESTERFIELD MO 630177339, CHESTERFIELD, MO 63017-7339

Mortgage

Document Number241821640
DateAug 6, 2020
Book Page024182/001640
Instrument1257
Lender
NameMIDWEST BANKCENTRE
TypeBank
AddressSAINT LOUIS, MO 63125
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 5, 2021
Interest
Rate TypeAdjustable Rate
Rate4.5%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address15968 TROWBRIDGE RD, CHESTERFIELD, MO 63017-7339
Document Number0228783125
Book / Page022878 / 003125
Instrument DateJan 12, 2018
Transaction TypeMortgage
Record UpdatedFeb 6, 2018
Title CompanyTOUCHSTONE TITLE AND ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15968 TROWBRIDGE RD CHESTERFIELD MO 630177339, CHESTERFIELD, MO 63017-7339

Mortgage

Document Number0228783125
DateJan 30, 2018
Book Page022878/003125
Instrument705
Lender
NameFIRST CMNTY FCU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 29, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityClarkson Valley City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$146,370 (-) Land $50,650 Building $95,720$770,400 (-) Land $266,600 Building $503,800
2025$10,146.00 (+1.64%)$146,370 (+3.79%) Land $50,650 Building $95,720$770,400 (+3.8%) Land $266,600 Building $503,800
2024$9,982.00 (+0.1%)
2023$9,972.00 (+57.44%)$141,020 (+69.03%) Land $43,890 Building $97,130$742,200 (+69.03%) Land $231,000 Building $511,200
2022$6,334.00$83,430 Land $43,890 Building $39,540
2021$439,100 Land $231,000 Building $208,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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